Our verdict
- You can pay monthly at no extra cost. Many insurers, including Budget Direct, Qantas and Virgin, charge you more if you want to pay by the month.
- National Seniors home insurance is good if you want to go with a popular insurer. Its policies are underwritten by Allianz, one of the biggest insurers in Australia.
- Despite the name, there's not much that makes National Seniors a better option if you're over 50. Its 10% multi-policy discount is similar to other competitors, including Westpac and St.George but not as large as Virgin at 30%.
Review by our insurance and innovations editor Gary Ross Hunter