JewelCover will waive the excess for you when you make a claim.
A 25% extra buffer on your sum insured, in case your jewellery increases in value.
Cover for loss, theft, damage and disappearance - at home, out of the house, and overseas.
Cons
You may get better value insuring your item through your home contents insurance.
There’s no cover for general wear and tear, or damage done during restorations.
Jewellery insurance focusses on objective value, rather than sentimentality, so if you have a low-value piece which means a lot, you might not be satisfied with the payout.
How does JewelCover compare with other popular providers?
JewelCover offers similar benefits to other jewellery insurance brands, and its 25% additional cover benefit is the same as Jewelsure. However, there are a number of brands that go beyond this 25% extra benefit, including Q Report, Ringo and Centrestone, who all offer 50%. However, JewelCover does offer a stand-out benefit of no excess on claims.
How to make a claim with JewelCover
To make a claim with JewelCover, call 0292 340 555 or email claims@jewelcover.com.au. If your jewellery is lost or stolen, you'll need to provide a police report and a statutory declaration. JewelCover will then review your documents and work with your jeweller to repair or replace your item.
FAQs
JewelCover is underwritten by Chubb, one of the largest insurers in Australia, and has a good reputation overall.
Jewellery insurance generally covers loss, theft, or damage of your item, with some exclusions. It may be worth considering over regular contents insurance if you’re insuring something specialised or of high value.
Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards.
See full bio
Nicola's expertise
Nicola
has written
257
Finder guides across topics including:
Personal finance
Personal insurance, including car, health, home, life, pet and travel insurance
Motor burnout covers those big appliances in your home in the event that they let you down. This article will show you what it is, why it's important and how much it can cost you.
What you need to know about finding the best home insurance for you. Compare policies and learn what questions to ask when researching insurance policies.
Important information about this website
Finder makes money from featured partners, but editorial opinions are our own.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labeling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
We make money by featuring products on our site. Compensation received from the providers featured on our site can influence which products we write about as well as where and how products appear on our page, but the order or placement of these products does not influence our assessment or opinions of them, nor is it an endorsement or recommendation for them.
Products marked as 'Top Pick', 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
How likely would you be to recommend Finder to a friend or colleague?
0
1
2
3
4
5
6
7
8
9
10
Very UnlikelyExtremely Likely
Required
Thank you for your feedback.
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
The information provided by Frankie is general in nature and has been prepared without considering your objectives, financial situation or needs. Frankie may make mistakes so it's important that you review the information before deciding. By messaging Frankie, you agree to our Terms and have read our Privacy Policy.
