Greater Bank Access Account

An everyday account that provides access to money in different ways and does not charge account keeping fees.

Greater Bank Access Account is an everyday banking account with no monthly fees and free access to more than 3000 Greater Bank ATMs in Australia. You get 24/7 access to your account via Internet and mobile banking.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameGreater Bank Access Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0.70
International ATM Fee$5 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

This everyday account can be used on its own or linked to a savings account with Greater Bank. If you like to do your banking in branch, Greater Bank has several bank branches in the Newcastle and Hunter regions but not many outside of this area.

This account has no monthly account fees and easy access to your balance with Internet and mobile banking. Greater Bank still has more than 3000 ATMs across the country which you can use for free, and you can also use any CBA, Westpac, NAB or ANZ ATM for free too. Note that some transaction fees do apply once you've used up your monthly fee rebate.

Key features

Minimum account opening balance

You can open this account with as little as $1.

Visa debit card or access card

Account holders get to choose between a Visa debit card and an access card. You can use your Visa debit card in Australia and overseas, at ATMs and EFTPOS terminals alike. You can use your Visa card details to make purchases and pay bills online and over the phone. You can use the access card at over 3,500 ATMs across Australia as well as at EFTPOS terminals.

How to apply


Existing Greater Bank customers can apply via Internet Banking. New customers can apply by visiting any Greater Bank branch or they can submit online applications. Applying requires that you meet these eligibility criteria:

  • Minimum age. You are over 16 years of age.
  • Residency requirements. You are a permanent resident of Australia.

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