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G&C Mutual Bank’s fixed rate home loan is a competitive loan for low deposit borrowers. It also offers some flexibility with the ability to make limited extra repayments.
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Review by
Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.
If you have a deposit under 20% and just want a simple loan with a low rate, this mortgage is definitely a good option. If you want more loan features like an offset account or a flexible redraw facility, you should look elsewhere. This loan does let you make extra repayments of up to 5% of the loan balance per year, so there is some flexibility there.
To apply for this home loan or learn more about it, click the green button and follow the steps to speak to a lending specialist from G&C Mutual Bank. They'll explain any eligibility requirements and help you get started with your application.
One Comment
October 13, 2021
Hi
Please call me to further discuss,
0402168335
Regards
Burni Du plooy