G&C Mutual Bank Choice Home Loan

G&C Mutual Bank's Choice Home Loan has a low variable rate and lets you add an offset account. It's also available with a low deposit.

G&C Mutual Bank's Choice Home Loan is a variable rate home loan for homebuyers. You can add an offset account (though it comes with a slightly higher interest rate). You can get this loan with a low deposit too.

No reviews yet. Write a review

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Review by


Richard Whitten is an editor at Finder, and has been covering home loans and the property market in Australia for the last 4 years. He has written for Yahoo Finance, Money Magazine and Homely, as well as multiple banks and lenders. Richard has a Certificate IV in Finance and Mortgage Broking, a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communication. He enjoys helping people understand the ins and outs of mortgages so they can make smarter property decisions. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea.

Expert review

G&C Mutual Bank's Choice Home Loan offers a competitive interest rate, even when you add in an offset account. It's a good option for borrowers with a low deposit, because you can borrow up to 95% with this loan (subject to approval).

About this loan

What are the features and benefits of the G&C Mutual Bank Choice Home Loan?

  • Loan amount. There is no minimum loan amount with this loan. There is a maximum loan amount of $5,000,000.
  • Fees. This loan has an exit fee and a redraw fee but no application fee.
  • Offset account. You can add an offset account to this loan but your interest rate will increase.
  • Redraw. This loan lets you make unlimited extra repayments and redraw.
  • Guarantor. The loan is also available for borrowers with a guarantor.

How to apply

To apply for this home loan or learn more about it, click the green button and follow the steps to speak to a mortgage specialist from G&C Mutual Bank. They'll explain any eligibility requirements and help you get started with your application.

Home Loan Offers

Important Information*

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site