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Dog insurance can cover your furry friend for the following:
Most cheap dog insurance policies can cover accidental injuries such as a fracture, snake bite or bite wound. For example, if your dog is hit by a car and fractures its leg, a typical accident insurance policy can pay for 80% of the vet bill.
If your dog gets sick, pet insurance can typically cover 80% of the vet bill. It can help pay for cancer treatment, skin conditions, eye and ear conditions and more. You'll find illnesses covered in more comprehensive policies.
Routine care encompasses preventative treatments such as dental care, vaccinations, desexing and microchipping. It's usually available as an optional add-on with comprehensive dog insurance policies.
Dog insurance costs around $840 per year for comprehensive cover. This figure is based on the average costs of the 560 dog breeds available in Australia.
Keep in mind though, that the costs will vary depending on your dog's breed, age and where you live. For instance, it's likely to cost you around $709 a year to insure a poodle, whereas a French bulldog is likely to be double that at approximately $1,456. You can find out more about average dog insurance costs by breed here.
We've put together a list of our top pet insurance picks to make your decision easier. Here's a short breakdown of some of our choices. You can find out more about them here.
It's much trickier to get pet insurance for older dogs but we've found a few policies that can cover your pet if they are older than 9, including Medibank Essential Pet Care (which has no age limit), PIA Essentials Cover and RSPCA General Accident & Illness Cover.
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