Greyhound pet insurance
How to choose the best pet insurance for your greyhound.
Key takeaways
- Greyhounds are prone to a few health issues.
- The cost to treat these concerns can add up quickly if you don't have pet insurance.
- A comprehensive plan with a high annual limit is worth considering for your greyhound.
Do I need pet insurance for my greyhound?
When it comes to insuring your dog, there are a few things to consider:
Is your dog predisposed to any specific conditions?
Greyhounds are predisposed to a few conditions, so it's good to be aware of what they are and how or if pet insurance can support.
- Arthritis and joint issues: Greyhounds often have athletic backgrounds that can lead to them developing arthritis and joint issues later in life.
- Dental disease: Greyhounds are prone to poor dental health, meaning they need regular check ups. If their teeth issues progress too far, they can require surgery for a tooth (or teeth) extraction, which can be costly.
- Gastric Dilatation-Volvulus (GDV): This occurs when the dog's stomach flips and twists on itself and can be life threatening.
Could you afford surgery out of pocket?
Now that you know about some of the conditions Greyhounds are prone to, you need to ask yourself if you could afford treatment for them without pet insurance. To help you figure that out, we've included a breakdown of pricing below.
Keep in mind, these prices are approximate only. Your own cost will depend on what your dog needs, how severe or urgent the condition is and what vet you attend. This should be used as a guide only
| Condition | Approximate cost |
|---|---|
| Arthritis and joint issues | This has a huge range because it depends on the severity. Could be between $400 - $12,000 |
| Dental disease | $1,500 - $3,200 |
| Gastric Dilatation-Volvulus (GDV) | Again, this varies. Could between $1,300 - $13,000. |
What can pet insurance cover for a greyhound?
Pet insurance generally falls into three categories:
Accidents, illnesses and injuries — coverage options for greyhounds
- Basic cover: Also known as 'accident-only', basic policies cover unexpected injuries such as broken bones or snake bites. These policies don't typically cover illnesses or routine care.
- Mid-level cover: Mid-level cover includes accidents and illnesses, providing broader protection which can be great for greyhound-specific health issues such as osteoarthritis or digestive conditions. Annual limits typically range from $12,000 to $30,000.
- Comprehensive cover or Elite cover: This premium insurance type covers accidents, illnesses, and often includes routine care for vaccinations and regular vet check-ups. It's ideal for greyhound owners seeking extensive health cover. The key difference between comprehensive cover and mid-level cover is usually down to the maximum cover limit and the amount of treatments included as standard.
Compare pet insurance options for your greyhound
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How to choose the best pet insurance for your greyhound
With these conditions and treatment costs in mind, there are a few key considerations when choosing pet insurance for your greyhound:
- Waiting periods: The timeframe between policy activation and claim eligibility. Emergencies like accidents are typically covered immediately or within 24 hours, but illnesses usually involve longer waiting periods.
- Reimbursement rates: The percentage of vet bills reimbursed by your insurer, often between 70% and 100%. Higher reimbursement rates usually result in higher premiums.
- Annual limits: The maximum amount your policy pays annually. Limits can range significantly, influencing how well you're covered for expensive treatments.
So, what's actually best?
A policy that allows ample coverage for your greyhound's needs. This may come in the form of a mid-level or comprehensive policy with a high annual limit and high reimbursement.
"If you're rescuing an older Greyhound, do you best to get information and records of any pre exisiting medical conditions before looking for pet insurance. Because they're a bigger breed of dog, Greyhounds are more susceptible to things like hip dysplasia and arthritis as they get older, and unfortunately many insurers won't cover these pre-existing conditions."
Cost of pet insurance for greyhounds
Pet insurance for a greyhound is likely to cost you between $74 and $345, depending on its age, where you live and its health.
| 1-year old | 5-year old | Apply today | |
|---|---|---|---|
 | $73.76 | $86.45 | Get quote |
 | $251.18 | $308.65 | Get quote |
 | $235.14 | $328.63 | Get quote |
 | $109.48 | $154.27 | Get quote |
 | $100.67 | $137.63 | Get quote |
 | $186.73 | $329.56 | Get quote |
 | $191.74 | $345.18 | More info |
 | $87.20 | $238.11 | More info |
 | $113.40 | $164.02 | Get quote |
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