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Commonwealth Bank Business Online Saver

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Earn interest on your business savings balance while paying no fees.

The Commonwealth Bank Business Online Saver is a flexible savings account designed to give you total access to your funds, while still paying you interest on your balance. There are no minimum deposit requirements to meet or monthly fees to pay with this savings account. However, you need to maintain a balance over $0 to earn interest.

0.05% p.a.

Maximum variable rate

0.05% p.a.

Base interest rate

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Product NameCommonwealth Bank Business Online Saver
Maximum Variable Rate0.05% p.a.
Standard Variable Rate0.05%
Bonus Variable Rate0.00%
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age18

Expert review

Shirley Liu

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

This account doesn't charge a monthly fee and provides instant access to your funds with online and phone banking.

Key features

No fees

You will not be charged any monthly account keeping or maintenance fees for the Business Online Saver.

Earned interest

You will earn a competitive rate of interest on balances that are over $0. Balances less than this will earn no interest.

How to apply


Applying for the Commonwealth Bank Business Online Saver can be done from the comfort of your office chair. You can start an online secure application by visiting their website which you can fill out in your spare time. Before you get started, make sure that you and your business are eligible for this account:

  • Minimum age. Applicants for the Business Online Saver must be at least 18 years of age.
  • Residency requirements. The business that this account is serving must be registered in Australia.

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  1. Default Gravatar
    April 5, 2018

    Hi What the commonwealth credit card fee are?

    • Avatarfinder Customer Care
      April 5, 2018

      Hi Nadia,

      Thank you for getting in touch with finder.

      If you want to know more about Commonwealth Bank’s credit cards, you may want to check out this page.

      This page includes rates, fees and other info that you need to know about credit cards this bank offers.

      I hope this helps.

      Have a great day!


  2. Default Gravatar
    June 2, 2016

    how long is it before you start paying interest on the card

  3. Default Gravatar
    February 16, 2016

    i want to SPEAK to someone about transferring my business account with a 100,000.00 (today, it varies)balance to a account that will pay me interest whilst I continue to operate it with paying my creditors and wages etc and receiving my payments

    • Avatarfinder Customer Care
      February 17, 2016

      Hi Pat,

      Thanks for your question.

      CommBank is available on 13 22 21 to speak to you about your business needs.

      All the best.

  4. Default Gravatar
    January 12, 2016

    Need money fast please to buy me a car like a ford focus and iphone 6 plus.

    • Avatarfinder Customer Care
      January 13, 2016

      Hi Ponoaperahama,

      Thanks for your question.

      The Commonwealth Bank does offer a series of personal loans that you can use to purchase a car or iPhone – please see this page.


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