Bendigo Bank Student Account

An everyday bank account for Australian students with no account keeping fees and no ATM fees.

The Bendigo Bank Student Account is an everyday transaction account for full time students, apprentices or trainees. This account provides easy access to your balance, and charges no account keeping fees, no ATM fees, and offers unlimited free EFTPOS transactions within Australia.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameBendigo Bank Student Account
Monthly account fee$0
Card accessMastercard
ATM Withdrawal Fee$0
International ATM Fee$5 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

You must be a full time student, apprentice or trainee to be eligible for this account. The account has no monthly account keeping fees, which is designed to help you save while you’re studying and when you may not be earning a regular income.

You’ll get a Debit Mastercard with this account, and you can also link your account to Google Pay, Apple Pay and Samsung Pay to make tap and go payments with your phone or watch for free.

If you’re not a student and you’re looking for a bank account with Bendigo, the Bendigo Bank Everyday account can be opened by anyone. There is an account keeping fee for this account, but it can be waived if you meet the monthly deposit requirement.

Key features

Designed for students

The Bendigo Bank Student Account is only available to full time students, apprentices or trainees aged 12 or older. Bendigo Bank does require that you provide proof of ongoing enrollment by the 14th of April each year in order to keep the account active.

No monthly account keeping fee

You will not be charged any monthly fees for this account, so each dollar you deposit is yours to keep.

How to apply

You can apply online in less than 10 minutes.


  • Minimum age. In order to apply for this account you must be at least 12 years old.
  • Student status. You must be enrolled in school full time, or be an apprentice or trainee. The status of your ongoing studies will be checked annually to ensure that you still are eligible for this account.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.


    Default Gravatar
    June 9, 2017

    Hi there,
    My daughter is 17 years old and will be studying in Australia for a year. I would like to know what would be the banking fees for our payments made from Switzerland to her Bendigo Bank student account.
    Thanks for your feedback


      Avatarfinder Customer Care
      June 10, 2017

      Hi Anne-Marie,

      Thanks for your inquiry. Please note that we are not affiliated with Bendigo Bank any company we feature on our site and so we can only offer you general advice.

      A Telegraphic Transfer is a simple and direct way to receive funds electronically in most currencies to your daughter’s Bendigo Bank account.
      Please note:
      – The exchange rates apply for the day your funds are received by Bendigo Bank
      – The remitting or any intermediary bank may deduct fees from the payment prior to us receiving the funds. This may reduce the amount you expect to receive.
      – A $2 fee is charged for payments received in Australian dollars;
      – A $10 fee is charged for payments received in a foreign currency.

      I suggest contacting Bendigo Bank directly on 1300 236 344 or visit their official site for further info and to view their exchange rates.

      Hope this information helped.


Go to site