bcu Term Deposit

Invest your money for a length of time that suits you, from just one month to three years, and benefit from a fixed interest rate.

Whether or not you’re an existing bcu customer, you have access to a zero-fee investment opportunity for a minimum initial amount of just $1,000. Select to lock your money away for a term that suits you, from just one month to three years, and enjoy the benefit of a fixed interest rate and guaranteed, predictable returns.

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Product NameBCU Term Deposit
3 month interest rate0.35%
4 month interest rate0.30%
6 month interest rate0.35%
7 month interest rate0.30%
9 month interest rate0.35%
12 month interest rate0.35%
24 month interest rate0.40%
36 month interest rate0.50%
Minimum Opening Deposit$1,000
Minimum Age Requirement16
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

Available to non-BCU customers

The BCU Term Deposit is available to customers and non-customers.

$0 account keeping fees

You're charged zero account keeping fees, and there's no charges to set up the account.

How to apply

You don't need to be an bcu customer to be eligible for this product. Interested individuals and businesses can apply online.


Here's some other information you'll need when applying for bcu Investment.

  • Minimum age. You have to be a minimum of 16 years old to apply for this product.
  • Residency requirements. You must be an Australian resident with a valid residential address. bcu might still be able to assist you if you don't live in Australia.

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