
Get exclusive money-saving offers and guides
Straight to your inbox
The account is BCU's premium everyday banking product linked with Visa debit card and comes with cheque book and BPAY facilities. Customers have unlimited access to their funds via the linked Visa Debit card, Internet, mobile and in-branch banking.
$0
Account keeping fee
$0
ATM withdrawal fee
$0.8
Overseas ATM withdrawal fee
3.65%
Overseas transaction fee
of transaction value
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Product Name | BCU Access |
---|---|
Monthly account fee | $0 |
Card access | Visa |
ATM Withdrawal Fee | $0 |
Internatonal ATM Fee | $0.80 |
International transaction fee | 3.65% |
Monthly deposit required to waive account fee | N/A |
Review by
Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.
This account has no monthly account fees to worry about, and there are no ongoing deposit conditions to meet either. This could be suited to you if you like to make transactions in a branch, as you can make unlimited withdrawals or deposits in a BCU branch for free. Some other transaction accounts charge a fee for in branch transactions. If you don’t live near a BCU branch you can also make cash deposits at the post office using Bank@Post, but there will be a transaction fee.
Something to be aware of with this account is the international transaction fee of 3.65%. This is quite high compared to other transaction accounts, and some transaction accounts don’t charge this fee at all. So keep this in mind if you plan to use the account to make purchases overseas or online from international retailers.