St.George Bank provides Australian concession card holders with a low fee, easy to use day to day banking account. Available only for Australians who hold certain concession cards, this transaction account gives you complete access to your money with a Visa debit card and one of the largest ATM networks in Australia. The flexibility in banking you are given makes this an account well worth considering.
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St.George Concession Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Our verdict
An account designed exclusively for concession card holders that takes into account all of your special financial needs.
To be eligible, you must hold one a Commonwealth Government Health Concession Card or Seniors Card.
Pros
-
Free staff assistance in branch and over telephone
-
$0 monthly account service fee
-
Free internet and phone banking
Cons
-
There is a foreign currency conversion fee
-
There is a $5 cash withdrawal fee
Details
Key details
| Product Name | St.George Concession Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International ATM Fee | $5 + 3% |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 18 |
| Joint account availability | Yes |
| Minimum opening deposit | $1 |
| Residency status | Permanent Australian residents with an Australian address |
Key features
$0 account keeping fees
St.George will not charge you any monthly fees when using this account.
Eligibility to open this account
In order to be eligible for the Concession account you must be a Commonwealth Government Health Concession Card or Senior's Card.
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Alison Finder
Editor
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Joshua Finder
August 27, 2018
Hi Heath,
Thanks for getting in touch with finder. I hope all is well with you. :)
The St.George Concession Account allows you to link your concession account to a Visa debit card. This means that the St. George Concession Account would have access to your concession account. What you can do is withdraw money using the Visa debit card and then transfer it to another institution.
St. George’s website doesn’t have a specific answer to your question. Thus, it would also be a good idea to directly get in touch with them to obtain a more personalised advice.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
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Heath
August 23, 2018
If you are a holder of a consession card do you have to put your income/pension into the account or can you just save a little each pay into this account and have your income/pension into another institution? Thankyou.