AMP Bank Go Save Account
- Maximum variable rate
- 4.85% p.a.
- Base interest rate
- 4.85% p.a.
Our verdict
This savings account offers an ongoing interest rate with no monthly conditions to meet.
The AMP Bank Go Save account is exclusively available through the AMP Bank Go mobile app. It’s a high interest savings account that offers an ongoing interest rate of 4.85% p.a. without any conditions to meet.
This is a great rate considering you don’t need to do anything to get it, and it’s also available on large balances up to $500,000. This savings account could suit you if you’re looking for a set-and-forget option for your savings.
Pros
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No account-keeping fee.
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No withdrawal limits - There are no restrictions on the number of withdrawals or the amount, offering flexibility.
Cons
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Requires linked AMP Bank GO Everyday Account.
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Online-only - The account can be managed through the AMP Bank GO app.
Details
Product details
| Product Name | AMP Bank GO Save |
| Maximum Variable Rate | 4.85% p.a. |
| Standard Variable Rate | 4.85% p.a. |
| Monthly Account Fee | $0 |
| Minimum Age | 15 |
Sources
Your reviews
Alison Finder
Editorial Manager, Money
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Sarah Megginson Finder
May 01, 2026
Yes, the AMP Bank GO Save account offers a physical debit card, and you can create a PayID directly within the app.
Richard
March 28, 2026
Is this account government guaranteed
Sarah Megginson Finder
March 30, 2026
Yes, up to $250,000.
Deborah
March 10, 2026
How do you move your money in and out of the savings account if you can only do it on the app?
Richard Whitten Finder
April 01, 2026
Hi Deborah,
You link the savings account to an AMP Go Everyday Transaction account, and you can move money to the transaction account in the app.
Robert
November 24, 2025
Can the AMP Go Save account be opened as a joint account?
Sarah Megginson Finder
November 24, 2025
Hi Robert,
No, an individual AMP Go Save account cannot be opened as a joint account; it must be opened by an individual who also has an AMP Bank GO Everyday Account.
Lawrence Prestage
November 08, 2025
I am only getting 0.25% in my saver a/c. In wish to deposit more funds. How do I get 4.25%
Alison Banney Finder
November 10, 2025
Hi,
The AMP Bank Go Save Account currently offers 4.25% p.a. on balances up to $250,000 with no conditions.
It sounds like you might have the AMP Saver account – this is a different account. With the AMP Saver Account you need to grow your balance by $250 per month to earn the bonus interest rate. If you don’t do this, you’ll only earn 0.25% p.a.
To get the 4.25% p.a. rate I’d suggest looking at the AMP Bank Go account instead: https://www.finder.com.au/bank-accounts/amp-savings-accounts/amp-bank-go-save-account
Thanks,
Alison
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Elena
April 22, 2026
Does AMP Go saving account give you a physical debit card? Can I create PayID in the app for my saving account?