Australian Military Bank Christmas Club

Do you want a bank account that offers interest and lets you save for the holiday season?

The Australian Military Bank Christmas Club Account can help you save money for the holiday season. It limits withdrawals through the year so you can work towards achieving your goals more easily. A direct credit facility simplifies how you add funds to this account. The money in your account earns competitive interest. You don’t have to pay any ongoing account keeping fees.

0.25% p.a.

Maximum variable rate


Base interest rate

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Product NameAustralian Military Bank Christmas Club
Maximum Variable Rate0.25% p.a.
Standard Variable Rate0.25% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$1
Minimum Age18

Key features

No minimum balance

There is no minimum balance requirement with this account.


This Australian Military Bank account offers 0.25% p.a. interest. The bank calculates interest on the minimum monthly balance. The interest credits to your account annually, on 31st October. This is just before you start making withdrawals.

How to apply


If you're not an existing Australian Military Bank member you'll have to become one when you open the Christmas Club Account. Applying for this account is easy and you can do so over the phone, online or by visiting any Australian Military Bank branch. To apply, you have to meet some eligibility criteria:

  • Minimum age. You should be over 18 years of age
  • Residency requirements. You should be an Australian citizen or a permanent resident of Australia.

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