AMP SuperEdge Pension Account

Conveniently access your pension funds while continuing to let it grow through interest earnings.

Australians receiving a pension from their self-managed super fund (SMSF) can make it easier to access their cash with a SuperEdge Pension Account from AMP. Use a linked Visa debit card for purchases and withdrawals for no fee, while your balance can continue to grow from a competitive interest rate. This convenient account combines all of your financial needs into one easy to manage place.

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0.1% p.a.

Maximum variable rate


Base interest rate

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Product NameAMP SuperEdge Pension Account
Maximum Variable Rate0.1% p.a.
Standard Variable Rate0.10%
Monthly Account Fee$6
Minimum Opening Deposit$0

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This account is suited to customers who are drawing a pension from their self managed super fund (SMSF). It’s an account to receive and hold pension payments, and you’ll get 24/7 access to your money online and with a linked Visa Debit Card which you can use to make purchases all over the world.

There is a monthly fee of $6, but this is waived in months where you deposit at least $2,000 or maintain a balance of $5000.

If you link this account to an AMP SuperEdge Cash Account you’ll earn a 0.1% variable interest rate on your Cash Account balance.

Key features

Monthly account management fee

There is a monthly fee of $6 deducted from your balance. That fee is waived in months where you deposit at least $2,000 or maintain a balance of $5000. If you open this account through AMP's cash management service you won't ever pay that fee no matter what the balance of your account is or how much you are able to add to it.

Minimum balance requirement

There is no balance requirement with this account.

How to apply


In order to open your AMP SuperEdge Pension Account you will either need to contact your AMP financial advisor or visit AMP website to access the downloadable application. There are two available depending on whether you are an individual or a trust so be sure that you are accessing the one that applies to your circumstance. Before beginning, check the following eligibility requirements to ensure that you qualify for this account:

  • Minimum age. There are no age requirements, so long as you are receiving a pension from an SMSF.
  • Residency requirements. This account is available for Australian residents.

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