86 400 Save account review

Earn a competitive bonus interest rate and receive nudge reminders each month you're not on track with your savings.

The 86 400 Save account offers a high bonus interest rate and charges no fees. To help you meet your savings goals, you'll get notification reminders when you're not on track to earn the bonus interest during the month. This account must be linked to an 86 400 Spend account.

1.2% p.a.

Maximum variable rate


Base interest rate


Minimum deposit

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Product Name86 400 Save Account
Maximum Variable Rate1.2% p.a.
Standard Variable Rate0.10% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0

Key features

This savings account offers the following features:

No account-keeping fees

There are no account-keeping fees or set-up fees to open this savings account. You do need to first open an 86 400 Spend account.

Earn a bonus interest rate of up to 1.2% p.a.

This account offers a total variable interest rate of 1.2% p.a. when the account conditions are met. This includes a base rate of 0.1% and a bonus rate of 1.1%.

How to apply

How to open an 86 400 Save account

To open an 86 400 Save account, you must open an 86 400 Spend account at the same time. To do this, you must be at least 16 years old and an Australian citizen or permanent resident.

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    Default Gravatar
    September 10, 2021

    I need to get into my 86 400 account

      Avatarfinder Customer Care
      September 14, 2021

      Hi Terry,

      I’m sorry to learn that you’re having difficulties accessing your 86 400 account. For assistance, please call their customer support at 1300 086 400.

      Alternatively, you can send them a message using this online form: https://www.86400.com.au/contact/

      I hope this helps!


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