Both a lender and mortgage broker, Aussie has all their home loan knowledge down pat.
Besides being named as Australia's Top Mortgage Broker four years' running by The Adviser, Aussie has a great range of its own home loan products to suit your situation. Their products don't have any hidden fees and charges and come with flexible loan features combined with fast home loan application processing. Check out our Aussie Home Loan comparison below for details on their latest offers.Aussie is not restricted in the types of loans they are able to offer, they simply operate on a smaller scale because most Australians will automatically choose to bank with one of the big four rather than shop around for a good deal. Take a closer look at what Aussie Home Loans has to offer with their range of home loans below.
Aussie’s Mortgage Brokers can save you time and effort by helping you research, organise and apply for your home loan, at no cost to you. They compare hundreds of home loans to help find the right deal for you. Fill out the form on the left and an Aussie Mortgage Broker will meet you at a time of your choosing to discuss your needs and help you find the right loan.
What home loans do Aussie offer?
Fixed home loans
Aussie has a number of fixed rate loans on offer, including the Select Basic Fixed and the Optimizer Fixed and Optimizer Plus Fixed. Each loan has fixed terms of between one and five years, so you can choose a term which suits your needs. Some of these loans allow borrowers to make additional repayments during the fixed term.
Variable rate home loans
If you want to enjoy the drops in interest rates and ride out the rises you may choose one of Aussie’s variable loans when you purchase your first or next home. You’ll also be able to enjoy a range of features, including redraw and loan splitting, plus there are no or few ongoing fees.
Line of credit
If you have equity in your property you may be eligible for a line of credit above the amount of your home loan from Aussie. You can use your line of credit to cover renovations or go on a holiday and with a line of credit loan, it’s typically cheaper than credit cards or unsecured lines of credit, and don’t have to repay the amount until you reach your credit limit. Should you sell the security, this has to be repaid in full.
Low Documentation (Low Doc) Home Loans are designed for the self-employed and small business owners who may not have access to the financial statements and tax returns usually required when applying for a home loan.
As you can see, opting for a smaller lender in the Australian financial market does not mean you have to go without the features, range and benefits of a personalised loan and all of the latest features.Back to top
Aussie versus other mortgage brokers
Aussie Mortgage Brokers are fully qualified and accredited and will meet wherever suits you. They'll listen to your financial situation, and draw up a plan of action personalised to you. It's only then they'll start looking for potential deals. And don't worry, they won't be pushing certain loans on you. If a loan isn't right for you they won't suggest it.
Frequently asked questions
So you like the sound of Aussie so far, but you have a few more questions you need answered. This section will cover some of the most frequently asked questions about the Aussie service.
How do I get started?
Why go to an Aussie Mortgage Broker?
Is Aussie suitable for first time buyers?
Can I refinance with Aussie?
What about using Aussie for investment loans?
Aussie has a panel of up to 20 home loans brands which include the big banks, so Aussie Mortgage Brokers are able to compare hundreds of loans using Aussie’s Toolbox software to find the deal that's right for you. If you don’t want to switch from your current bank, they could re-negotiate with your bank using the existing relationships they have with them to help you get the most out of your bank. Aussie also has a range of their own products with competitive rates and features.
Refinancing could save you thousands depending on your current lender. Have a look at the loans on offer with Aussie, get in contact, and an Aussie Mortgage Broker will work out exactly how much you could save.
If you're a property investor Aussie can help find the right investment loan for you.
There's a wealth of information available for you, so even if you're new to investing in property you'll be able to lay your hands on the information you need when you need it.