Both a lender and mortgage broker, Aussie has all their home loan knowledge down pat.
Besides being one of Australia's top mortgage brokers seven years running, Aussie has a great range of its own home loan products to suit your situation. Their products don't have any hidden fees and charges and come with flexible loan features combined with fast home loan application processing. Check out our Aussie Home Loan comparison below for details on their latest offers.
Jump ahead to contact an Aussie Mortgage Broker.
Non-bank lenders, like Aussie, are not restricted in the types of loans they are able to offer, they simply operate on a smaller scale because most Australians will automatically choose to bank with one of the Big Four rather than shop around for the best deal. Take a closer look at what Aussie Home Loans has to offer with their range of home loans below.
Calculate how much your repayments will be
Aussie’s Mortgage Brokers can save you time and effort by helping you research, organise and apply for your home loan, at no cost to you. They compare hundreds of home loans to help find the right deal for you. Fill out the form on the left and an Aussie Mortgage Broker will contact you at a time of your choosing to discuss your needs and help you find the right loan.
What can Aussie home loans offer me?
Fixed home loans
You will find low interest rates on Aussie’s fixed home loans so you will not only be guaranteed that rate and enjoy a constant home loan repayment, you’ll also have more money left in your budget for other living expenses or luxuries. The fixed interest rate loans from Aussie may also suit your needs if you’re not looking for a lot of extra features. This means you don’t have to worry about paying for features you don’t want or need, and you can instead go about paying off your loan simply and easily each month.
Variable rate home loans
If you want to enjoy the drops in interest rates and ride out the rises you may choose one of Aussie’s variable loans when you purchase your first or next home. You’ll also be able to enjoy a range of features for free, including redraw and loan splitting, plus there are no or few ongoing fees.
Line of credit
If you have equity in your property or are able to offer another form of security you may be eligible for a line of credit above the amount of your home loan from Aussie. You can use your line of credit to make your repayments, cover renovations or as a safety net fund on an investment property and with a line of credit loan, you are getting credit at one of the lowest interest rates available, and don’t have to repay the amount until you reach your credit limit.
If you don’t fit standard lending criteria don’t worry because you may qualify for Aussie’s low doc home loan if you can provide a 20% deposit. You may not have the necessary paperwork because you are self-employed, have a poor credit history or are a new Australian but you can still own your own home.
As you can see, opting for a smaller lender in the Australian financial market does not mean you have to go without the features, range and benefits of a personalised loan and all of the latest features.Overloaded with information? Click here for our guide on how to compare home loans.Back to top
Aussie versus other mortgage brokers
Aussie's broking service has won awards seven years in a row. A feat almost unheard of in the industry. Aussie Mortgage Brokers are fully trained and regulated and will meet wherever suits you. Unlike other brokers they'll listen to your financial situation, and draw up a plan of action personalised to you. It's only then they'll start looking for potential deals. And don't worry, they won't be pushing certain loans on you. If a loan isn't right for you they won't suggest it.
Frequently asked questions
So you like the sound of Aussie so far, but you have a few more questions you need answered. This section will cover some of the most frequently asked questions about the Aussie service.
How do I get started?
Why go to an Aussie Mortgage Broker?
Is Aussie suitable for first time buyers?
Can I refinance with Aussie?
What about using Aussie for investment loans?
Aussie has a panel of up to 19 lenders which include the big banks, so Aussie Mortgage Brokers are able to compare hundreds of loans from all their lenders, using Aussie’s Toolbox software to find the deal that's right for you. If you don’t want to switch from your current bank, they could re-negotiate with your bank using the existing relationships they have with them to help you get the most out of your bank. Aussie also has a range of their own products with competitive rates and features.
Refinancing could save you thousands depending on your current lender. Have a look at the loans on offer with Aussie, get in contact, and an Aussie Mortgage Broker will work out exactly how much you could save.
If you're a property investor Aussie can help find the right investment loan for you.
There's a wealth of information available for you, so even if you're new to investing in property you'll be able to lay your hands on the information you need when you need it.