Westpac Choice Student

Westpac makes it simple for full-time students to handle their finances while taking care of their studies.

You’re never far from cash with a student transaction account that gives you free access to one of Australia’s largest ATM networks. Linked with a debit Mastercard, the Westpac Choice Student everyday account makes it easy to make your day-to-day purchases and withdrawals without having to worry about fees. If you are enrolled in tertiary school full-time, than this is a banking account that can help see you through to graduation.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameWestpac Choice Student
Monthly account fee$0
Card accessMastercard
ATM Withdrawal Fee$0
International ATM Fee$5
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsApple Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Key features

Monthly service fee

The normal $5 monthly fee is waived for full-time tertiary students.

Special offer: ISIC card

If you open a new Westpac Choice Student account, you receive a one-year International Student Identity Card (ISIC) or a International Youth Travel Card (IYTC). Note: the ISIC is available for full time students while the IYTC is available for applicants under 31 years old. Both cards give you access to discounts on travel, restaurants and more.

Click on "Go to site" to find out more.

Account accessibility

You have around the clock electronic access to the account using Westpac online banking and mobile banking.

How to apply


If the Choice Student account has all you need to make it through your university years, you can open an account in five minutes by applying online. Westpac does have some eligibility requirements that you must first meet before your application will be considered:

  • Minimum age. This account is structured to meet the needs of Australian students of any age who are currently enrolled full-time in a tertiary school.
  • Residency requirements. You must currently be in Australia and possess an Australian residential address. If you are overseas, there is a separate application process to follow.

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    Default Gravatar
    June 30, 2017

    Is Westpac Choice student available for exchange student in Australia as well?

    Thank you,

      Avatarfinder Customer Care
      June 30, 2017

      Hi Nutcha,

      Thanks for reaching out.

      Yes, that’s right. So long that you’re currently in Australia and have an Australian residential address. If you are overseas, there is a separate application process to follow and you may need to get assistance direct from Westpac to apply.


    Default Gravatar
    August 29, 2016

    Do you open a USD saving account or it can be only AUD? And if yes what are the fees?
    If no, how can I change USD to AUD as a student in your bank? Or I can open a savings account for this currency (10 000$)?


      Avatarfinder Customer Care
      August 30, 2016

      Hi Oksana,

      Thanks for your comment. I have responded to you with some information on the NAB Classic Banking page.


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