Travel insurance just as important when skiing in Australia

Richard Laycock 9 June 2018 NEWS

Don't hit the slopes without winter sports cover.

The ski season is officially kicking off this weekend and while you might have to leave those toboggans at home this week if you're heading to Thredbo or Perisher, one item you won't want to leave behind is travel insurance.

While travel insurance is a must-have for most snow bunnies heading abroad, it's not something most people think about getting when heading on a ski trip in Australia but it can protect you in much of the same way a travel insurance policy would protect you if you were heading overseas.

The big difference between a domestic and international travel insurance policy is that the domestic policy won't cover you for your medical. However, a domestic winter sports policy can cover you for a range of ski related items such as cover for your equipment, lift passes, cancellations, piste closures and in some cases even emergency rescue and evacuation.

According to spokesperson for the Insurance Council of Australia's understandinsurance.com.au, Lisa Kable, ski insurance is a must for anyone planning on skiing both here and abroad.

“Snow holidays are expensive – the cost of prepaid transport, accommodation, transfers, lift and lesson tickets and equipment can add up to thousands of dollars. Insurance is there if the unexpected happens. Medical costs overseas can also be crippling. Whether you’re a novice skier or an expert snowboarder, ski travel insurance provides peace of mind for your snow holiday,” Kable said.

Kable also warned that not all travel insurance policies cover winter sports as standard, so make sure you check the product disclosure statement. If the policy doesn't cover skiing, look for a policy that does cover skiing or one with a winter sports cover add-on.

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