We currently don't have that product, but here are others to consider:
How we picked theseFinder Score makes comparing superannuation products easier by scoring products out of 10 after assessing their performance, fees and features.
We assess products from over 40 providers based on their risk profile.
The information in this table is based on data provided by SuperRatings Pty Limited ABN 95 100 192 283, a Corporate Authorised Representative (CAR No.1309956) of Lonsec Research Pty Ltd ABN 11 151 658 561, Australian Financial Services Licence No. 421445. In limited instances, where data is not available from SuperRatings for a product, the data is provided directly by the superannuation fund.
*Past performance data and fee data is for the period ending September 2025
"To most people, the concept of 'best' means the highest-performing by net performance. To calculate net performance, you look at the overall return and deduct fees and expenses. If your fund charges more than others, but is also consistently outperforming its peers by some margin, then you would probably be happy wearing the higher fees. "
Here are the 10 Balanced super funds with the highest 10-year performance returns, as of the latest data at June 2025.
| Fund | 10-year return p.a. |
|---|---|
| Hostplus Balanced | 8.30% |
| Australian Retirement Trust Balanced | 8.20% |
| AustralianSuper Balanced | 7.90% |
| UniSuper Balanced | 7.90% |
| Hostplus Indexed Balanced | 7.80% |
| Cbus Growth | 7.70% |
| Vision Super Balanced Growth | 7.70% |
| HESTA Balanced Growth | 7.60% |
| Aware Super Balanced | 7.60% |
| Equip Super Balanced Growth | 7.40% |
You can see super fund performance for other investment options in our separate guide.
The Finder Customer Satisfaction Awards recognises the best performing super fund for customer satisfaction. It's an award that is decided by the only votes that really matter – yours. We asked customers of major super funds to tell us about their experiences. Now we can reveal what they said.
| Provider | Overall satisfaction | Trustworthy/reliable |
|---|---|---|
 | ★★★★★ 4.46/5 | 100% |
 | ★★★★★ 4.46/5 | 94% |
 | ★★★★★ 4.28/5 | 94% |
 | ★★★★★ 4.26/5 | 100% |
 | ★★★★★ 4.15/5 | 91% |
While you're in your 20s, 30s and even 40s you want to have a super fund that charges minimal fees while delivering high returns. While you're young, make sure you're invested in enough growth assets to ensure your balance really benefits from compound growth.
As you get closer to retirement you might want to gradually reduce your exposure to growth assets like shares, so look for a fund that has a more balanced mix.
We've got more tips for managing your super depending on your lifestage:
Choosing the right super fund is crucial for your financial future. While the top-performing funds are a great start, they may not always align with your specific needs. If you're looking elsewhere, consider these key factors:
"I only moved to Australia 6 years ago so I'm playing catch up with my super. For me, low fees are important and to know my money isn't being invested in something that's destroying the planet. I also cancelled the life insurance inside my super because the premiums increase every year."
Australian women are set to inherit the majority of the $5 trillion wealth transfer taking place over the next decade. This guide helps women over 45 understand how to manage, protect and grow their inheritance to create financial freedom and a lasting legacy.
Compare pension funds and create a flexible, tax-effective income stream in retirement.
The average super balance is $154,350. Compare your super balance against the average balance for your age group to see if yours is on track.
Here’s a current list of the worst-performing super funds in Australia and steps for how to switch to a better fund.
Explore essential components of retirement planning for a secure future. Dive into the intricacies of retirement planning, covering vital elements such as investment strategies, savings goals, and risk management. Gain valuable insights to chart your path towards a secure and fulfilling retirement.
If you want to make sure your super balance is invested in companies that reflect your values and beliefs, check out this guide to ethical investing.
ING Living Super offers easy online access and a choice of flexible investment options to suit your life stage and retirement goals.
Self-employed super contributions are a great way to boost your retirement savings, but there are some rules. See rules for contributions and compare super funds if you're self employed.
When you start your first job you'll need to open a bank account, a super fund and understand what your tax obligations are.
How did I find how Colonial First state pension fund fared in comparison to Australian Super
Hi Andrew,
Thanks for contacting Finder.
To help you compare funds, there are a few key areas, that should be considered when comparing and they include long-term performance, fees and the fund’s investment strategy for your age. We have written a how-to-compare guide, which can help you compare.
Thanks
Raj
Do you have people who advise on how to shutdown an SMSF and transfer to an Industry super fund? And whether it makes sense?
Hi Alan,
Finder is a financial comparison site – we can help you compare your options between products but we aren’t able to offer you any personal financial advice. We suggest you speak with a financial advisor or tax accountant for advice.
Looking at your figures which you say are accurate, I can 100% tell you they are not accurate at all . You have Australian super at 2.71% loss financial year 21/22 , my Super went down far more than that , the figure was 5.1% on the base starting figure plus whole years deposits over the year it would make the loss approx 10% annual .Then if you add in the investment loss , fees etc the figure goes far higher , can you please explain your figures
Hi Michael,
The figures in our super tables are supplied by superannuation research firm Chant West, which source the data directly from the funds themselves. The figure you’re referring to for AustralianSuper is for its Balanced fund. if you’re in a different investment option, or your balance is split between a couple of different options, your performance returns will be different.
Thanks,
Alison
how much are the superannuation fees/costs ?
Hi there,
Super fund fees all vary depending on the fund you’re with, the investment option and your balance. You can see the annual fees based on a $50k balance as an example for the sake of comparison in our table above.
Thanks,
Alison
Hi what is the cheapest superfund based on 20,000 in a high growth setting? What are the investment fees p.a.?
Thanks
Clare
Hi Clare,
Currently our comparison table shows the annual fees based on a $50k balance, to help you compare. The fees will be different based on a $20k balance, however, looking at the $50k fees can still help you see which funds are the cheapest and which are the most expensive.
You can use the filters on the side of the table to look at high growth options only, then sort by fees to see the lowest fees first.
Thanks,
Alison