| | |
2.29%
|
2.72%
|
$0
|
$8 monthly ($96 p.a.)
|
95%
|
$577.55
| | Up to $3,000 refinance cashback.
A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply. | | |
| | |
1.84%
|
3.38%
|
$0
|
$395 p.a.
|
80%
|
$543.64
| | Up to $4,000 refinance cashback
Borrowers with 20% deposits or equity can get this competitive fixed rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.88%
|
2.86%
|
$0
|
$390 p.a.
|
80%
|
$546.6
| | $3,288 refinance cashback offer
Lock in a low fixed rate for 2 years and buy your home with a 20% deposit. Eligible refinancers borrowing $250,000 or more can get a $3,288 cashback. Terms and conditions apply. | | |
| | |
1.75%
|
2.22%
|
$0
|
$0 p.a.
|
80%
|
$537
| | This very low fixed rate is only available until 29 April 2021. Other conditions apply. A competitive fixed rate loan with no ongoing fees. Requires a 20% deposit
| | |
| | |
1.89%
|
3.46%
|
$0
|
$395 p.a.
|
95%
|
$547.35
| | Up to $3,000 refinance cashback.
Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply. | | |
| | |
2.49%
|
2.51%
|
$0
|
$0 p.a.
|
80%
|
$593.01
| | Up to $4,000 refinance cashback
Get this low-rate variable loan with a 20% deposit and pay $0 application fee. Borrow from $150k (or $250k to be eligible for the cashback offer) (terms, conditions & exclusions apply).
| | |
| | |
1.89%
|
2.85%
|
$0
|
$0 p.a.
|
80%
|
$547.35
| |
Lock in a low fixed rate loan for two years and get the annual package fee waived in the first year. Available for borrowers with 20% deposits.
| | |
| | |
2.19%
|
2.19%
|
$0
|
$0 p.a.
|
60%
|
$569.91
| |
Owner occupiers with 40% deposits or equity can get this competitive variable rate loan. No upfront or ongoing fees.
| | |
| | |
1.99%
|
2.47%
|
$0
|
$0 p.a.
|
80%
|
$554.81
| |
Home buyers can get a very low discounted variable rate for the first year. This loan has a revert rate of 2.48%. Requires a 20% deposit. Add an offset account for an additional 0.10% on your interest rate. | | |
| | |
1.99%
|
3.1%
|
$0
|
$0 p.a.
|
80%
|
$554.81
| |
Get a low fixed rate package with no application or settlement fee, that's available with a 20% deposit. Other fees and charges apply.
| | |
| | |
2.09%
|
2.43%
|
$0
|
$0 p.a.
|
70%
|
$562.33
| |
Get a low interest rate and a mortgage with flexible, basic features. No application or ongoing fees. Requires a 30% deposit. Refinancers can switch with a convenient digital application.
| | |
| | |
1.89%
|
2.18%
|
$250
|
$0 p.a.
|
90%
|
$547.35
| |
Owner occupiers can get a sharp fixed rate for the first year, plus an offset account. Available with a 10% deposit.
| | |
| | |
2.34%
|
2.34%
|
$0
|
$0 p.a.
|
80%
|
$581.39
| |
Enjoy flexible repayments, a redraw facility and the ability to split your loan. Plus, pay no application or ongoing fees.
| | |
| | |
2.44%
|
2.45%
|
$0
|
$0 p.a.
|
80%
|
$589.12
| | $3,288 refinance cashback offer
Get a low interest variable rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online. If you're refinancing $250,000 or above you can get a $3,288 cashback. Terms and conditions apply. | | |
| | |
1.99%
|
2.33%
|
$0
|
$0 p.a.
|
80%
|
$554.81
| |
Fix your mortgage for 1 year with a very competitive rate and no ongoing fees.
| | |
| | |
2.15%
|
2.62%
|
$250
|
$250 p.a.
|
80%
|
$566.87
| | $2,000 cashback offer
A competitive fixed rate loan from an online-only smart bank. Requires a 20% deposit. Eligible new borrowers and refinancers can get a $2,000 cashback for a limited time. | | |
| | |
1.69%
|
3.49%
|
$0
|
$0 p.a.
|
110%
|
$532.6
| | Requires a family member to act as guarantor.
Get one of the lowest rates on the market with this fixed rate mortgage and borrow more with help from a family guarantor. NSW, QLD and ACT residents only. | | |
| | |
2.49%
|
2.49%
|
$0
|
$0 p.a.
|
60%
|
$593.01
| |
A competitive variable rate home loan for owner-occupiers. Requires a 40% deposit. Refinancers can switch with a convenient digital application.
| | |
| | |
1.99%
|
3.33%
|
$0
|
$395 p.a.
|
80%
|
$554.81
| |
Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.
| | |
| | |
2.44%
|
2.45%
|
$0
|
$0 p.a.
|
80%
|
$589.12
| |
A competitive variable interest rate loan with low fees. The establishment fee is waived if you borrow $150,000 or more.
| | |
| | |
2.19%
|
2.2%
|
$0
|
$0 p.a.
|
60%
|
$569.91
| |
Get flexibility and the option to make unlimited extra repayments with this variable rate loan.
| | |
| | |
1.97%
|
2.81%
|
$449
|
$6 monthly ($72 p.a.)
|
95%
|
$553.31
| | NSW and ACT customers only. 3 years fixed interest terms and free access to redraw facility online. Available with a 10% deposit.
| | |
| | |
2.17%
|
2.2%
|
$250
|
$0 p.a.
|
80%
|
$568.39
| |
A very low interest rate for home buyers with 20% deposits saved. Add an offset account for a small fee.
| | |
| | |
2.14%
|
2.16%
|
$0
|
$0 p.a.
|
60%
|
$566.11
| |
A competitive rate with no application or ongoing fees. This loan is not available for construction.
| | |
| | |
2.04%
|
2.79%
|
$300
|
$10 monthly ($120 p.a.)
|
80%
|
$558.56
| | $3,000 refinance cashback.
Buy your home and lock in a low rate for the first two years. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 27 February 2021 and settle by 27 August 2021. | | |
| | |
2.49%
|
2.51%
|
$0
|
$0 p.a.
|
80%
|
$593.01
| | Up to $4,000 refinance cashback
A competitive variable rate loan. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.95%
|
2.17%
|
$250
|
$0 p.a.
|
90%
|
$551.82
| |
A low fixed mortgage with an optional 100% offset account. Not available for construction purposes. | | |
| | |
2.24%
|
2.26%
|
$0
|
$0 p.a.
|
90%
|
$573.72
| |
This loan offers a competitive variable rate and a 100% offset account to help save you on interest repayments. This loan is not available for construction.
| | |
| | |
2.49%
|
2.51%
|
$0
|
$0 p.a.
|
80%
|
$593.01
| | Up to $4,000 refinance cashback
A competitive variable rate loan from BankSA. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.94%
|
3.21%
|
$0
|
$395 p.a.
|
80%
|
$551.07
| | Up to $4,000 refinance cashback
Lock in a low fixed rate loan for four years. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.35%
|
2.4%
|
$600
|
$0 p.a.
|
95%
|
$582.16
| |
Home buyers can get a competitive, low-fee variable rate plus a 100% offset account. Low deposit option available. Eligible new home buyers with low deposits can apply for the First Home Loan Deposit Scheme with this lender and avoid LMI costs. Eligible refinancers can get a $2,000 pre-paid credit card when they switch to CUA. | | |
| | |
1.99%
|
3.29%
|
$0
|
$395 p.a.
|
95%
|
$554.81
| | Up to $3,000 refinance cashback. Lock in a very low rate for four years with this owner occupier loan. Eligible borrowers refinancing $250,000 or more can get up to $3,000 cashback. Other conditions apply. | | |
| | |
1.89%
|
3.43%
|
$0
|
$395 p.a.
|
80%
|
$547.35
| | Up to $4,000 refinance cashback.
Fix to a low rate for two years and forget about rate rises. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.84%
|
3.38%
|
$0
|
$395 p.a.
|
80%
|
$543.64
| | Up to $4,000 refinance cashback
Get a competitive home loan rate for two years. Requires at least a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
1.99%
|
2.7%
|
$0
|
$0 p.a.
|
80%
|
$554.81
| |
Home buyers can lock in this low fixed rate for two years. This loan also allows extra repayments. Requires a 20% deposit.
| | |
| | |
1.99%
|
3.26%
|
$0
|
$395 p.a.
| |
$554.81
| | Up to $4,000 refinance cashback
A competitive fixed rate loan. Refinancers borrowing $200,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.19%
|
4.23%
|
$600
|
$8 monthly ($96 p.a.)
|
95%
|
$569.91
| |
Get a partial offset account and the option to make interest-only repayments.
| | |
| | |
1.94%
|
3.21%
|
$0
|
$395 p.a.
|
80%
|
$551.07
| | Up to $4,000 refinance cashback
Lock in a very low rate for four years. Requires a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.24%
|
2.21%
|
$0
|
$0 p.a.
|
70%
|
$573.72
| |
A low variable rate for owner occupiers with 30% deposits. No upfront or ongoing fees.
| | |
| | |
2.28%
|
3.84%
|
$0
|
$395 p.a.
|
95%
|
$576.78
| | $2,000 refinance cashback
Enjoy a competitive rate with no application fee for this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.09%
|
3.27%
|
$0
|
$395 p.a.
|
80%
|
$562.33
| |
Get a low 3 year fixed rate with a 100% offset account and package discounts.
| | |
| | |
2.59%
|
2.6%
|
$0
|
$0 p.a.
|
110%
|
$600.83
| |
Pay no deposit or LMI and get a discounted rate with this family pledge loan. Requires a family member to act as guarantor. NSW, QLD and ACT only. | | |
| | |
2.58%
|
2.64%
|
$449
|
$0 p.a.
|
80%
|
$600.05
| |
A competitive variable rate for borrowers with 20% deposits saved. Available for NSW and ACT borrowers only. | | |
| | |
2.29%
|
2.29%
|
$250
|
$0 p.a.
|
90%
|
$577.55
| |
A competitive 3 year investor rate with principal and interest repayments. Optional offset account with a $10 monthly fee. Not available for construction purposes. | | |
| | |
2.69%
|
2.52%
|
$0
|
$0 p.a.
|
80%
|
$608.71
| |
A competitive rate with no application or ongoing fee. This loan is not available for construction.
| | |
| | |
2.58%
|
2.6%
|
$0
|
$0 p.a.
|
80%
|
$600.05
| |
This variable rate loan keeps the features simple and fees low. This loan is offered by a 100% online lender.
| | |
| | |
2.14%
|
2.35%
|
$0
|
$0 p.a.
|
80%
|
$566.11
| |
A one year fixed rate offer with no ongoing bank fees.
| | |
| | |
2.59%
|
2.64%
|
$600
|
$0 p.a.
|
80%
|
$600.83
| | Family guarantee option available. Enjoy flexible repayments and a low minimum loan amount.
| | |
| | |
2.14%
|
2.71%
|
$0
|
$0 p.a.
|
80%
|
$566.11
| |
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
| | |
| | |
2.64%
|
4.65%
|
$0
|
$0 p.a.
|
80%
|
$604.76
| |
Lock in a competitive rate for 2 years, unlock package discounts and use a 100% offset account to minimise interest payments.
| | |
| | |
2.39%
|
3.15%
|
$0
|
$350 p.a.
|
95%
|
$585.25
| |
Get a partial offset account and flexible repayments with this package loan.
| | |
| | |
2.59%
|
2.42%
|
$0
|
$0 p.a.
|
60%
|
$600.83
| | | |
| | |
2.49%
|
2.76%
|
$0
|
$0 p.a.
|
60%
|
$593.01
| |
A sharp variable rate with low fees for borrowers with 40% deposits or refinancers with equity in their properties. Refinancers can switch with a convenient digital application.
| | |
| | |
1.99%
|
2.71%
|
$0
|
$0 p.a.
|
80%
|
$554.81
| |
If you have an owner occupier loan with loans.com.au you can also get this very low rate variable mortgage for your investment property. Principal and interest repayments. Add an offset account for an additional 0.10% on your interest rate. | | |
| | |
2.74%
|
2.76%
|
$0
|
$0 p.a.
|
90%
|
$612.67
| |
Access a fee-free offset account and a special interest rate for investors. This loan is not available for construction.
| | |
| | |
2.54%
|
2.56%
|
$0
|
$0 p.a.
|
90%
|
$596.91
| | $2,000 cashback.
With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get a $2,000 cashback (terms, conditions & exclusions apply)
| | |
| | |
2.19%
|
2.53%
|
$0
|
$0 p.a.
|
80%
|
$569.91
| |
Borrow up to $750,000 with this basic 3 years fixed rate home loan. Refinancers can switch with a convenient digital application.
| | |
| | |
2.54%
|
2.56%
|
$0
|
$0 p.a.
|
90%
|
$596.91
| | $2,000 cashback
A competitive variable rate loan. Refinancers borrowing $250,000 or more can get a $2,000 cashback (Other terms, conditions and exclusions apply). | | |
| | |
2.39%
|
2.41%
|
$0
|
$0 p.a.
|
80%
|
$585.25
| |
This investment loan keeps fees low, has a sharp interest rate and comes with a 100% offset account. This loan is not available for construction.
| | |
| | |
2.68%
|
2.74%
|
$449
|
$0 p.a.
|
95%
|
$607.92
| | NSW and ACT customers only. You can get an interest rate discount for a limited time with this competitive variable mortgage.
| | |
| | |
2.59%
|
2.63%
|
$595
|
$0 p.a.
|
80%
|
$600.83
| | $2,000 refinance cashback
$2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.74%
|
2.74%
|
$0
|
$0 p.a.
|
80%
|
$612.67
| |
Get a discounted, low-fee investor loan from a convenient online lender. 20% deposit required.
| | |
| | |
2.59%
|
2.76%
|
$300
|
$10 monthly ($120 p.a.)
|
60%
|
$600.83
| | $3,000 refinance cashback.
A variable rate loan for owner occupiers with a 40% deposit (or equity) borrowing under $500,000. Get a $3,000 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 27 February 2021 and settle by 27 August 2021. | | |
| | |
2.29%
|
2.31%
|
$0
|
$0 p.a.
|
60%
|
$577.55
| |
A competitive rate with no application or ongoing fee. This loan is not available for construction.
| | |
| | |
2.14%
|
3.95%
|
$0
|
$0 p.a.
|
80%
|
$566.11
| |
Get a low fixed rate and pay no application or ongoing fees.
| | |
| | |
2.09%
|
2.9%
|
$449
|
$6 monthly ($72 p.a.)
|
95%
|
$562.33
| | NSW and ACT customers only. Lock in a low fixed rate for two years. Available with a 5% deposit.
| | |
| | |
2.48%
|
3.77%
|
$0
|
$395 p.a.
|
95%
|
$592.23
| | $2,000 refinance cashback
Enjoy a discounted fixed rate and the ability to package the loan with other financial products. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.59%
|
2.61%
|
$0
|
$0 p.a.
|
90%
|
$600.83
| |
Save on interest with a free 100% offset account and buy your property with just a 10% deposit. This loan is not available for construction.
| | |
| | |
2.49%
|
3.36%
|
$449
|
$6 monthly ($72 p.a.)
|
90%
|
$593.01
| | NSW and ACT customers only. A 3 years fixed rate investor which allows extra repayments to be made.
| | |
| | |
2.59%
|
3.05%
|
$0
|
$395 p.a.
|
80%
|
$600.83
| | $2,000 cashback offer
A competitive variable rate package home loan with a 100% offset account. Eligible refinancers can get a $2,000 cashback. | | |
| | |
2.29%
|
2.72%
|
$0
|
$0 p.a.
|
80%
|
$577.55
| |
Investors can enjoy flexible repayments and an easy application process with this pioneering online lender.
| | |
| | |
2.54%
|
2.55%
|
$0
|
$0 p.a.
|
90%
|
$596.91
| |
A competitive value home loan with no ongoing fee.
| | |
| | |
2.04%
|
2.17%
|
$250
|
$0 p.a.
|
90%
|
$558.56
| |
A low 3 year fixed rate for home buyers. Add a 100% offset account with a $10 monthly fee. Not available for construction purposes. | | |
| | |
2.58%
|
3.99%
|
$595
|
$0 p.a.
|
95%
|
$600.05
| | $2,000 refinance cashback
Borrow up to 95% LVR of the value of the property you're buying and pay no ongoing fees. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
| | |
2.64%
|
2.64%
|
$0
|
$0 p.a.
|
80%
|
$604.76
| |
Pay no application and ongoing fees and take advantage of split and redraw options. Refinancers can switch with a convenient digital application.
| | |
| | |
2.52%
|
2.55%
|
$250
|
$0 p.a.
|
90%
|
$595.35
| |
A very low variable interest rate for borrowers with a 10% deposit. Add a 100% offset account for $10 a month. Not available for construction purposes. | | |
| | |
2.94%
|
3.34%
|
$0
|
$395 p.a.
|
95%
|
$628.65
| | $2,000 refinance cashback
New borrowers or refinancers can get a discounted rate with this package loan. $2,000 cashback for eligible refinancers borrowing $250,000 or more. | | |
If you breach the subject to finance clause you risk losing your deposit (if you have already paid it). And because you are legally obligated to buy the property, the vendor could force you to go ahead with the purchase. On top of this, they can also sue you for breach of contract, making you liable for damages and court costs.