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St.George Term Deposit

Earn a competitive interest rate on balances between $1,000 and $2,000,000 with flexible maturity options.

A St.George term deposit doesn't charge setup or monthly fees. It has flexible interest payment options and it's suitable for DIY or SMSF accounts. You also have a range of investment options, from 1 month to 5 years. You can choose how often your deposit earns interest – monthly, half yearly, annually, or at maturity. You get various options when your term deposit matures. You can access and manage these funds via mobile and online banking.

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Up to 0.3% p.a.

Interest rate

24 months interest rate


Minimum opening deposit


Account keeping fee


Maximum deposit

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Product NameSt.George Term Deposit
3 month interest rate0.07%
4 month interest rate0.07%
6 month interest rate0.15%
7 month interest rate0.20%
9 month interest rate0.20%
12 month interest rate0.25%
24 month interest rate0.30%
36 month interest rate0.30%
48 month interest rate0.30%
60 month interest rate0.30%
Minimum Opening Deposit$1,000
Minimum Age Requirement18
The rates displayed above are interest rates paid at maturity only. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

Key features

SPECIAL OFFER: 2.25% for 12 to 23 months

If you are a new customer and open a new term deposit account or if you are an existing customer and renew your term deposit account, you will enjoy 2.25% for 12 to 23 months on deposit from $1,000 to $5,000,000 with interest paid on maturity or monthly. This offer is available for a limited time and other terms and conditions apply.

Small investment amount of $1,000 to get started

Invest as little as $1,000 to get a St.George term deposit. The maximum you can invest in this term deposit is a substantial sum that stands at $2,000,000.

Choose your term as per your liking

Invest your funds from as little as 1 month, to a long term investment of 5 years.

Launch term deposit calculator

How to apply

Applying for a St.George term deposit is not difficult, and you can apply online, over the phone, or by visiting any St.George branch.


If you wish to apply online, click on the 'Go to Site' button, but make sure you meet the required eligibility criteria as listed below.

  • You're over 18 years of age
  • You're a permanent Australian resident


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  1. Default Gravatar
    June 26, 2019

    I have $8000,000 to invest for 12 months. What is the best rate you can offer?

    • Default Gravatar
      June 28, 2019

      Hi Les,

      Thanks for your inquiry.

      The 12 months interest rate of St. George term deposit account is 2.30%.

      I hope this helps.

      Kind regards,

  2. Default Gravatar
    September 18, 2017

    Is this 2.55% current at 190917

    • Avatarfinder Customer Care
      September 18, 2017

      Hi Kit,

      Thanks for your question.

      The rates on our page are updated daily.

      The 2.55% rate is good for a 12 month term deposit account.


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