St.George Visa Debit Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Summary
With a St.George Visa Debit Card in your wallet, you are always carrying the cash you need.
The Visa Debit Card from St.George links to your banking account, allowing you to spend freely without incurring debt. A Visa Debit Card can be used anywhere that a Visa Credit Card is accepted, except it draws the funds directly out of your linked banking account. In this way, you are not going to be spending any more than you can afford to.
Pros
-
$$0 Account Fees
-
No ATM Access fees
-
Visa Debit card access
Cons
-
No interest earnt on the account
Details
Key details
| Product Name | St.George Visa Debit Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International ATM Fee | $5 + 3% |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 18 |
| Joint account availability | Yes |
| Minimum opening deposit | N/A |
Key features
Annual fee
St.George does not charge you an annual fee for the Visa Debit Card.
Accessibility
With your Visa Debit Card you are able to shop online, over the phone, at retailers where Visa is normally accepted and overseas. The card can also be used to withdraw money from your linked banking account.
How to apply
In order to apply for the St.George Visa Debit Account you must already hold at least one of these accounts or apply for one and the debit card at the same time; Complete Freedom, Complete Freedom Student, Retirement Access Plus or Concession Account. Read our brief reviews of each of these St.George accounts.
Eligibility
Eligibility requirements for each of the accounts that can be linked to the Visa Debit Card will differ, but you will need to be an Australian resident with a residential address in order to qualify. In some cases you may also find that there is a separate age requirement for the Visa Debit Card, and you will instead be issued a standard access card for your account if you fall under that age requirement. Before making a final choice, make sure that you read the fine print and are comparing the account differences with other Australian Banks' similar accounts.
Your reviews
Staff Finder
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Alison Banney Finder
September 29, 2023
Hi Mark, you can check your account balance by logging into your St.George account via Internet banking or the mobile app.
Najem
February 07, 2018
I have got home loan with visa card 5000 thousand from st George bank and i have to return them, so my question is if i spend that money in the visa card does there any fees
Rench Finder
February 21, 2018
Hi Najem,
Thanks for your inquiry.
While you are linking your St.George Visa Debit Card and have it as an offset account, you may still use your card for your everyday transactions. This card does not charge ATM Withdrawal Fee, Monthly Account Fee or Annual fee. Although please note that when your repayment for your home loan is due, you must have enough savings to cover your repayment. I would also encourage you to check your lender for associated fees on your home loan.
Best regards,
Rench
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anthony
May 31, 2017
I have a st George Visa debit card.
DO you get charged fees when traveling overseas?
Jhezelyn Andoy Finder
June 01, 2017
Hi Arnold,
Thanks for getting in touch with finder.com.au.
If you mean making transactions overseas, it actually depends on where you are using it. Visa Debit Card can be used anywhere around the world that a Visa Credit Card is accepted. In most cases, Visa debit transactions are free, however, there are some instances that a merchant may charge an additional fee at the time of withdrawal or purchase.
Hope this helps.
Regards,
Jhezelyn
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mark crooks
September 28, 2023
id like to know the balance of my debit card