St.George Visa Debit Account

With a St.George Visa Debit Card in your wallet, you are always carrying the cash you need.

The Visa Debit Card from St.George links to your banking account, allowing you to spend freely without incurring debt. A Visa Debit Card can be used anywhere that a Visa Credit Card is accepted, except it draws the funds directly out of your linked banking account. In this way, you are not going to be spending any more than you can afford to.


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameSt.George Visa Debit Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Key features

Annual fee

St.George does not charge you an annual fee for the Visa Debit Card.


With your Visa Debit Card you are able to shop online, over the phone, at retailers where Visa is normally accepted and overseas. The card can also be used to withdraw money from your linked banking account.

How to apply

In order to apply for the St.George Visa Debit Account you must already hold at least one of these accounts or apply for one and the debit card at the same time; Complete Freedom, Complete Freedom Student, Retirement Access Plus or Concession Account. Read our brief reviews of each of these St.George accounts.


Eligibility requirements for each of the accounts that can be linked to the Visa Debit Card will differ, but you will need to be an Australian resident with a residential address in order to qualify. In some cases you may also find that there is a separate age requirement for the Visa Debit Card, and you will instead be issued a standard access card for your account if you fall under that age requirement. Before making a final choice, make sure that you read the fine print and are comparing the account differences with other Australian Banks' similar accounts.

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    Default Gravatar
    February 7, 2018

    I have got home loan with visa card 5000 thousand from st George bank and i have to return them, so my question is if i spend that money in the visa card does there any fees

      Avatarfinder Customer Care
      February 21, 2018

      Hi Najem,

      Thanks for your inquiry.

      While you are linking your St.George Visa Debit Card and have it as an offset account, you may still use your card for your everyday transactions. This card does not charge ATM Withdrawal Fee, Monthly Account Fee or Annual fee. Although please note that when your repayment for your home loan is due, you must have enough savings to cover your repayment. I would also encourage you to check your lender for associated fees on your home loan.

      Best regards,

    Default Gravatar
    May 31, 2017

    I have a st George Visa debit card.
    DO you get charged fees when traveling overseas?

      Avatarfinder Customer Care
      June 1, 2017

      Hi Arnold,

      Thanks for getting in touch with

      If you mean making transactions overseas, it actually depends on where you are using it. Visa Debit Card can be used anywhere around the world that a Visa Credit Card is accepted. In most cases, Visa debit transactions are free, however, there are some instances that a merchant may charge an additional fee at the time of withdrawal or purchase.

      Hope this helps.


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