St.George Investment Cash Account

Get rewarded with a competitive interest rate and on-call access to your money

The St.George Investment Cash Account is a no fee interest bearing bank account that gives you access to your money when you need it. You can use this account as an interim holding account between investments or you can use the Investment Cash Account as a dedicated account for your self managed super fund.

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0.01% p.a.

Maximum variable rate


Base interest rate

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Product NameSt.George Investment Cash Account
Maximum Variable Rate0.01% p.a.
Standard Variable Rate0.01%
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age14

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

This hybrid savings and bank account rewards you with a competitive interest rate without conditions.

Key features

$0 monthly fees

This account costs nothing to open and you'll pay no monthly fees for keeping the account. Fees and charges may apply for specific uses of the St.George Investment Cash Account.

Earn up to 0.01% p.a.

Interest is tiered. Different interest rates apply to different account balances. Earn up to 0.01% p.a. on balances greater than $500,000. Interest is calculated at the end of each day and paid into the Investment Cash Account in monthly instalments. You earn the full rate of interest regardless of how many withdrawal you make in a month.

Compare more St.George bank products

How to apply

The application can be completed in under 10 minutes. You'll need to enter some basic information about yourself, which are listed below. Check your eligibility for the St.George Investment Cash Account first before you proceed to the online application.


  • Eligibility. You can apply for this account if you're over the age of 14 and you're a permanent Australian resident. The St.George Investment Cash Account is available to single and joint applicants.

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