Accessing your cash is easy with RACQ Bank's Everyday Account. You’ll receive a Visa Debit card which you can use in-store or online while you're in Australia or overseas, all while paying no account keeping fees.
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RACQ Bank Everyday Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $0
- Overseas transaction fee of transaction value
- 3%
Our verdict
With no account keeping fees, access your money where and when you need it with RACQ Bank's Everyday Account.
Access Google Pay, Apple Pay and Samsung Pay with this account, to make contactless payments using your smartphone.
Pros
-
No account keeping fees
-
Apple Pal, Google Pay and Samsung Pay available
Cons
-
RACQ has limited ATMs in Australia
-
ATM fees may apply as charged by the ATM operator
Details
Key details
| Product Name | RACQ Bank Everyday Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International ATM Fee | 3% |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 13 |
| Joint account availability | Yes |
| Minimum opening deposit | N/A |
| Residency status | Permanent Australian residents with an Australian address |
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Alison Banney Finder
March 24, 2023
Hi John,
You should be able to make a payment with your debit card for over $1000 like a normal transaction. If it’s not working, check if you have any daily account limits applied to your account or debit card (this should be available in the mobile app or internet banking). If you’re still having issues we suggest you get in touch with your bank directly to solve the issue – they may have a limit applied.
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Tony
February 06, 2017
Hi what is the term deposit rates for $300000 for 12 months term
Thanks
Tony
Anndy Lou Finder
February 06, 2017
Hi Tony,
Thanks for reaching out.
The term deposit rates for 12 months differ across banks. You can check and compare the rates through our page that lists term deposit accounts.
Cheers,
Anndy
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John Hood
March 21, 2023
How do I make a payment with my debit card for over a thousand dollars