P&N Easypay Access Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Summary
Pay your everyday expenses however you please with a transaction account that gives you a variety of options without any fees.
P&N Bank offers Australians an everyday banking account with a range of ways to access your money free of any transaction fees. Plus, so long as you meet a monthly deposit requirement, you can be free of having to pay any account keeping charges as well. With over 3,000 ATMs available to you, the Easypay Access Account makes sure you always have easy access to your money.
Pros
-
$0 minimum balance required.
-
Invest as low as $0 while opening account.
Cons
-
Account keeping fees $0 applies.
Details
Key details
| Product Name | P&N Bank Easypay Plus Access Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International ATM Fee | $5 + 3% |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 18 |
| Joint account availability | Yes |
| Minimum opening deposit | N/A |
| Residency status | Permanent Australian residents with an Australian address |
Key features
P&N Bank membership
P&N is a mutual bank, owned and run by its members. In order to open the Easypay Access Account you must first apply for membership and pay the $10 fee for a share in the bank.
Monthly account keeping fee
The $0 monthly account keeping fee will be waived if you electronically deposit at least $0 of your salary each month or maintain a monthly balance of no less than $0.
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