P&N Easypay Access Account

Pay your everyday expenses however you please with a transaction account that gives you a variety of options without any fees.

P&N Bank offers Australians an everyday banking account with a range of ways to access your money free of any transaction fees. Plus, so long as you meet a monthly deposit requirement, you can be free of having to pay any account keeping charges as well. With over 3,000 ATMs available to you, the Easypay Access Account makes sure you always have easy access to your money.

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Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameP&N Easypay Access Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Key features

P&N Bank membership

P&N is a mutual bank, owned and run by its members. In order to open the Easypay Access Account you must first apply for membership and pay the $10 fee for a share in the bank.

Monthly account keeping fee

The $0 monthly account keeping fee will be waived if you electronically deposit at least $0 of your salary each month or maintain a monthly balance of no less than $0.

How to apply


In order to apply for this account, you must first apply online to become a member. The $10 fee for your share will be deducted from your initial deposit. After checking the following eligibility requirements, you can begin your application online.

  • Minimum age. This account is available for members as young as 12 years of age.
  • Residency requirements. You must be an Australian resident with a valid residential address in Australia in order to apply for this account.

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