All the pet insurers we compare offer cover in Tasmania.
We got quotes for pet insurance in Tasmania and found costs to range from $57.80 to $160.90.
How much you will pay depends on the breed, age and health of your pet.
Compare pet insurance in Tasmania
How much does pet insurance cost in Tasmania?
To give you an idea of how much pet insurance costs in Tasmania, we got quotes from 8 different Finder partners for a young dog in Hobart. The quotes for Petsy and Knose are for their comprehensive policies, which is why they cost more.
Quotes are based on accident and illness plans from 8 Australian brands. We selected a $0 excess, wherever possible. Quotes were taken in September 2023 for a 1-year old male labrador retriever, desexed dog. The owner was 24 years old and based in TAS, 7000 postcode. Prices are subject to change.
Finder survey: Did people buy a pet during covid?
Response
Male
Female
No
87.2%
82.91%
Yes
12.8%
17.09%
Source: Finder survey by Pure Profile of 1009 Australians, December 2023
How does pet insurance work in Tasmania?
Pay your pet insurer
You pay a premium (usually once a month) to a pet insurer. You can expect to pay around $60 a month for an accident and illness policy in Tasmania, but this could be less if you get accident-only cover or more if you get comprehensive pet insurance.
Visit the vet
You can visit any licensed vet in Australia if your pet is injured or ill (as long as it's not due to a pre-existing condition). In most circumstances, you will pay the vet directly for the bill.
Get covered for vet bills
The pet insurer will pay you a percentage of your cat's or dog's vet bills. This is usually between 80% and 100%. In some cases, you might have to pay an excess (a small fee that contributes towards the cost of a claim). You can generally claim up to $12,000–$25,000 per year.
What does pet insurance cover?
You usually have 3 different policy options: accident-only, accident and illness and comprehensive. They can cover the following:
Accidental injuries. For example, physical injuries such as broken bones, flesh wounds or snake bites.
Illnesses. This helps pay for vet bills when your pet gets sick from infections, skin conditions and cancer.
Here are some common exclusions that pet insurance in Tasmania doesn't cover:
Dental. Not all pet insurance policies will cover dental illnesses such as gingivitis, abscesses and tooth removal.
Pre-existing conditions. These are conditions that were apparent before you took out cover. For example, if your pet showed symptoms of hip dysplasia before you took out pet insurance, that is considered a pre-existing condition. However, your pet will be covered if it develops any conditions after you've taken out a policy.
Infectious diseases. Policies generally require you to make sure your pet is vaccinated against common diseases such as feline immunodeficiency virus (FIV) or canine hepatitis.
Pregnancy. Pet insurance doesn't cover anything related to your pet's pregnancy.
Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).
The implications of pre-existing conditions in your pet are a source of confusion and concern for many people wishing to insure their pets – here’s what you need to know.
Receive quotes for policies from Pet Insurance Australia and apply securely online. Choose from 3 levels of cover and pay nothing for the first 2 months.
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