Queensland is no stranger to dangerous animals. But just because you know not to provoke them doesn't mean your pet does. A pet insurance policy in Queensland can help cover unexpected bills if your dog or cat needs surgery or treatment for anything from a snake bite to cancer, helping you avoid thousands of dollars in bills.
Our table doesn't include prices because quotes are tailored to the type of pet you have, their age and where they live. Compare the features first, then click through to get your personalised quote.
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Just as all pets are different, there's no one-size-fits all for pet insurance. But it doesn't mean you can't find a good policy. Here are some helpful tips on how to find the best pet insurance in Queensland for you.
The cost of pet insurance depends on the type of policy you buy as well as factors such as age, breed, size and whether or not your pet is desexed. The table below gives you an outline of how much a policy might cost you, whether you're looking for dog insurance in Queensland or cat insurance.
| Policy | Cost per week | Cost per month | Cost per year | Cost of cover over 5 years | Cost of cover over 10 years |
|---|---|---|---|---|---|
| Accident-only cover | $4.62 | $20 | $240 | $1,200 | $2,400 |
| Accident and illness cover | $8.08 to $12.69 | $35 to $55 | $420 to $660 | $2,100 to $3,300 | $4,200 to $6,600 |
| Accident and illness cover plus routine and preventative care | $13.85+ | $60+ | $720+ | $3,600+ | $7,200+ |
Now consider the cost of some common vet bills.
| Illness or injury | Total cost of treatment | Amount covered by pet insurance (80% of bill) | Remaining amount you would need to pay |
|---|---|---|---|
| Cruciate ligament surgery | $2,500 | $2,000 | $500 |
| Vomiting/diarrhoea | $200 - $3,000 | $160 to $2,400 | $40 to $600 |
| Tick paralysis | $5,000 | $4,000 | $1,000 |
| Snake bite | $2,000 | $1,600 | $400 |
| Bone fractures | $2,500 | $2,000 | $500 |
| Ingesting a foreign body | $2,000 | $1,600 | $400 |
| Cancer | $2,000 | $1,600 | $400 |
*Disclaimer: Please note that the costs quoted in the above table are guides only. Costs can vary greatly based on severity, required treatment and how much your vet charges. For example, the quoted cost of snake bite is $2,000, but in severe cases treatment could cost well over $10,000.
All insurance policies have exclusions, and pet insurance is no exception. In Queensland, some of the conditions to watch out for as you compare pet insurance include:
It's also important to be aware of the laws around pet ownership in Queensland, for both legal and insurance reasons. Generally, you'll be required to follow the relevant pet ownership laws in order to maintain cover.
In Queensland, you need to:
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