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Review by
Marc Terrano is a lead publisher and growth marketer at Finder. He has previously worked at Finder as a publisher for frequent flyer points and home loans, and as a writer, podcast host and content marketer. Marc has a Bachelor of Communications (Journalism) from the University of Technology Sydney. He’s passionate about creating honest and simple reviews and comparisons to help everyone get value for money.
The home loan is an alternative doc loan (‘alt doc’) which is similar to low-doc. Income is verified, but non-traditional methods of verification are accepted. The business owner can produce two years of tax returns as eligible verification. If two years of up to date tax returns cannot be provided, Pepper Money may accept several other forms of income documents that can be used to verify the business owner’s income.
This loan is available for refinancers including non-conforming, private or solicitor loans. Acceptable properties must be located in major cities and towns. The maximum acreage accepted is up to 10 hectares.
You can apply for a Pepper Money Advantage Alt Doc Plus Home Loan by clicking on the apply links available on this page. A package with the application, summary of the loan details and next steps will be mailed to you. From there, income documentation and business verifications will be completed in addition to a property assessment.
Once your application has been submitted, a Pepper Money Private Account Manager will assess your financial situation and determine which home loan product will best meet your financial needs.