People's Choice Everyday Account Review, Rates & Information | finder.com.au
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People’s Choice Everyday Account

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Shirley Liu
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Make People’s Choice Credit Union your primary financial institution and you can benefit with a flexible everyday account for no monthly fee.

The People’s Choice Everyday Account links with a Visa debit card, giving you complete access to your money at rediATMs all over Australia. You also get around the clock access through internet and phone banking and the People’s Choice app. There is a monthly fee for maintaining this account, which you can have waived by taking advantage of other products offered by the financial institution.

$6.5

Account keeping fee

$0

ATM withdrawal fee

$5

Overseas ATM withdrawal fee

3%

Overseas transaction fee

of transaction value

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Details

Product NamePeople's Choice Everyday Account
Monthly account fee$6.50
Card accessVisa
ATM Withdrawal Fee$0
Internatonal ATM Fee$5
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Expert review

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Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

A flexible transaction account with unlimited RediATM transactions, Visa Debit card purchases, Direct Debits, BPAY transactions as well as branch, agency, Bank@Post transactions.

Key features

Fees

There is a $6.50 monthly fee charged for this account. You can have that fee waived if you also have at least three of the following products; a term investment balance of at least $5,000, eligible pension, overdraft, Visa Credit Card, personal loan, mutual aid on your personal loan, motor vehicle insurance with the credit union, a home loan, investment loan, line of credit, mortgage repayment insurance with the credit union, home insurance through the credit union, a business banking relationship, member for at least 25 years or People's Choice life insurance. The fee is also waived if you have a financial planning relationship with People's Choice Credit Union.

Linked debit card

The account comes linked to a Visa debit card, which can also be linked with a Visa Pay Tag or a redi2PAY app.

How to apply

Eligibility

If you are already a member of the People's Choice Credit Union, you can login into internet banking and click on open an account to apply for the Everyday Account. If not, you will first have to fill out an application for membership. Before you begin your application, read the following eligibility requirements to make sure that this account is right for you:

  • Minimum age. This account is available for all members between the ages of 25 to 54.
  • Residency requirements. Australian permanent residents may apply for this account as well as temporary residents with a valid work visa.

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