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The Offset Account provides a solution to your daily banking needs, while working down the amount of interest paid on your home loan each month. This is a 100% offset, where every dollar in your account is counted towards the balance of your home loan before interest is applied. By reducing the amount of interest owed each month, more money goes towards the principal, allowing you to pay off the loan faster than you had hoped for.
$8
Account keeping fee
$0
ATM withdrawal fee
$5
Overseas ATM withdrawal fee
3%
Overseas transaction fee
of transaction value
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Product Name | People's Choice Credit Union Offset Account |
---|---|
Monthly account fee | $8 |
Card access | Visa |
ATM Withdrawal Fee | $0 |
International ATM Fee | $5 + 3% |
International transaction fee | 3% |
Monthly deposit required to waive account fee | N/A |
Contactless Payments | Google Pay, Apple Pay, Samsung Pay |