The Newcastle Permanent Everyday Account

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Deposit your salary into your everyday banking account and pay no fees for the entire month

Take advantage of world wide access to your account with a Visa debit card that draws money straight from its balance. The Newcastle Permanent Everyday Account gives you an inexpensive way to keep up with your daily spending, just for meeting the deposit requirement each month. If you have varied needs when it comes to using your everyday funds, this Everyday Account could help you to meet them.


Fee Free Deposit


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee

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Product NameNewcastle Permanent Everyday Account
Monthly account fee$4
Card accessVisa
ATM Withdrawal Fee$0
Internatonal ATM Fee$5
International transaction fee3%
Monthly deposit required to waive account fee$1,800

Expert review

Shirley Liu

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

This everyday transactions account has a monthly fee of $4 which will be waived each month you deposit $1,800 or more. So if you can’t meet this monthly deposit condition, you might want to consider a bank account with no monthly fee instead.

This account could be suited to customers with a Newcastle Permanent home loan, as you can use this as an offset account against your loan. If you like to bank in branches, keep in mind that most of Newcastle Permanent’s bank branches are within the Newcastle region.

Key features

Monthly account keeping fees

The monthly maintenance fee for this account is $4, which is waived each month you deposit at least $1,800 into the account.

Transaction fees

You are allowed unlimited free Newcastle Permanent transactions and ATM transaction using the Westpac group network provided you deposit at least $1,800 into the account for the month.

How to apply


There is no need to become a member first before applying for the account. There is other eligibility criteria you will need to meet that includes:

  • Minimum age. Applicants must be at least 18 years of age.
  • Residency requirements. Only Australian permanent residents or citizens are eligible for this account.

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    Default Gravatar
    August 30, 2018

    Is there a limit on the amount of an eftpos transaction, for buying a car for example?

      Avatarfinder Customer Care
      August 30, 2018

      Hi Wal,

      Thanks for getting in touch with finder. I hope all is well with you. :)

      Yes, there’s a limit to EFTPOS usage. It’s set to $1,000. The same is true for branch and ATM withdrawals.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


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