Very few providers offer seniors discounts on mobile plans. The good news is you can easily find a great deal on a regular mobile plan to keep the costs low.
We've compared over 300 mobile plans from 46 mobile providers in Australia and curated 6 top picks based on price, network and expert analysis.
If these don't quite fit, check out our comparison table below for some of the cheapest mobile plans on Finder that cost under $30 a month - including yearly options that work out to the same price.
Best mobile plans for seniors - February 2026
Best value prepaid plan for seniors: TPG Small
Best mobile plan for seniors under $35: ALDI $29 5G Plan
Best mobile plan for seniors under $40: Dodo $30
Best mobile plan for seniors with international calls: amaysim 32GB Plan
Best 365-day mobile plan for seniors: OnePass Mobile 365 Day Plan 200GB
Best mobile plan for seniors on the Telstra network: Boost $300 SIM
This offer from TPG will save you $75 over 6 months.
The plan includes 100 international minutes and 100 texts to 31 selected countries.
Option to sign up via an eSIM if you have a compatible handset. This takes the hassle of waiting for a physical SIM card to be delivered.
The price reverts to $25 a month after 6 months. However, it still stacks up well against our $1 per GB benchmark.
Mobile network: Vodafone 4G network
Total cost over first 12 months: $225
Why we chose it
To find the best value prepaid plan for seniors, we looked at mobile plans from Finder partners that cost $25 a month or less. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score.
4G and 5G download speeds are capped at 100Mbps and 150Mbps, respectively. However, this is fast enough for online activities on your phone.
Mobile network: Wholesale Telstra 4G/5G network
Total cost over first 12 months: $348
Why we chose it
To find the best mobile plan for seniors under $35, we looked at mobile plans on Finder that cost under $35 per month. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best mobile plan for seniors under $40
Dodo $30
Unlimited Calls & Text
40GB
No excess data charges
$15 per
month
$15/mth for first 4 months, then $30/mth. Order by 24 Feb 2026. T&Cs apply.
You'll save $60 over 4 months with Dodo's latest discount
There are no excess data charges. If you go over your monthly data allowance, Dodo will simply slow your download speeds to 256Kbps until the next billing cycle.
Includes unlimited data banking so that you can save all your unused data for later.
$200 worth of international call credit included.
Option to save $5 a month by bundling your mobile and internet plans with Dodo.
A roaming add-on is available in over 100 countries, costing $10 per day for 1GB plus unlimited calls and texts.
The price will revert to $30 a month after 4 months.
There's no eSIM support.
Mobile network: Optus 4G/5G network
Total cost over first 12 months: $300
Why we chose it
To find the best mobile plan for seniors under $40, we looked at mobile plans on Finder that cost under $40 per month. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best mobile plan for seniors with international calls
amaysim 32GB Plan
Unlimited Calls & Text
55GB
$30 per
28 days
55GB for $12 for first recharge, 55GB for $30 on next 2 recharges, then 32GB for $30. Ends 10 Feb 2026. T&Cs apply.
This plan includes unlimited international calls and texts to 28 selected countries such as Canada, France, Germany, India, Indonesia, Singapore, New Zealand, Japan, the UK and the USA.
You’ll pay $12 for your first recharge and get 55GB of data on each of your first three recharges.
You can bank all your unused data for future use.
Bundle mobile and internet with amaysim and save $10 a month on broadband.
Option to sign up via an eSIM if you have a compatible handset.
The price will increase to $30 from the second recharge, and the data allowance will drop to 32GB from the fourth recharge.
5G download speeds are capped at 150Mbps, but this is fast enough for online activities on your phone.
A 28-day expiry period means you’ll end up paying 13 bills over the year instead of 12.
Mobile network: Optus 4G/5G network
Total cost over first 12 months: $342
Why we chose it
We looked at mobile plans on Finder that cost under $40 per month and came with unlimited international calls to a select number of destinations. We then gave each shortlisted plan a value score by assigning weights to a number of factors, including cost per data over 12 months (including promotional offers), network coverage, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best 365-day mobile plan for seniors
OnePass Mobile 365 Day Plan 200GB
Unlimited Calls & Text
200GB
$149 per
365 days
$149 for first recharge, then $200/recharge. Ends 10 Feb 2026. T&Cs apply.
You're essentially paying about $12 a month for 17GB, which stacks up well against our $1 per GB benchmark.
You'll have access to a handy mobile app to help you track data use and manage your plan.
OnePass Mobile was highly commended in the Best Value SIM Only Mobile Provider category at the 2026 Finder Mobile Awards.
The price will revert to $200 from the second recharge.
It's light on extra features such as data rollover or international call inclusions.
Mobile network: Optus 4G network
Total cost over first 12 months: $149
Why we chose it
We compared prepaid mobile plans on Finder that cost $200 or less. We then gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Best mobile plan for seniors on the Telstra network
Boost $300 SIM
Unlimited Calls & Text
290GB
$250 per
12 months
290GB for $250 on activation, then 240GB for $300/recharge. Ends 9 Feb 2026. T&Cs apply.
You’re essentially paying $21 a month for 24GB, which stacks up well against our $1 per GB benchmark.
There are plenty of international inclusions such as unlimited calls to 20 countries, 3600 minutes of standard calls to 30 selected countries and 3600 standard texts to any country.
It's the only small provider with access to the full Telstra network. This will make a difference if you live in or are visiting the regional and rural areas of Australia.
You can buy an international roaming pack to use in selected countries.
The data allowance will revert to 240GB and price increases to $300 after 365 days.
Download speeds are capped at 150Mbps, though this is fast enough for online activities on your phone.
Mobile network: Telstra 4G/5G network
Total cost over first 12 months: $250
Why we chose it
We looked at mobile plans on Finder that cost under $40 per month on month-to-month plans or under $350 on long-expiry prepaid plans and that offer unlimited international calls to selected destinations. We gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.
Each month, we look at SIM-only plans in our database that make the cut for each category in this guide.
We also consider factors such as price, daily cost per gigabyte, network coverage and any applicable download speed caps, with the provider having the highest score coming out as the winner.
Keep in mind, we only look at Finder partners but they are still chosen for our best guide keeping a rigid methodology in mind.
Here’s a rundown of exactly how our value-scoring system works in general:
Cost per gigabyte. This is calculated by taking the price of the plan over 12 months divided by the amount of data (GB). The price includes any promotional offers.
Network coverage. We award scores depending on how wide the network coverage is across Australia.
Data rollover. We weight providers that offer data rollover higher than those that don't have this feature.
International calls.. We look at providers that offer unlimited calls or credit/minutes for international calling.
Wi-Fi calling. We give weights to providers that offer Wi-Fi calling higher than those that don't have this feature.
We then assign a weight to each of the factors in order to calculate a value score. Price and data are given the highest weighting. Sometimes we exclude a feature depending on the guide.
Finding the cheapest mobile plan will require you to consider a few things:
How much are you willing to pay? There are plenty of options for different price ranges starting as low as $5. Make sure you compare your options before deciding on one.
Do you need extra features? While some plans come with features such as data banking and international call inclusions, consider whether you'll actually use these. Plans with fewer bonus features will usually still offer unlimited national calls and texts, with better value for data if you need it.
How much data do you need? Check how much data you use by looking at your past bills or provider's online portal or app. Super low data plans don't really exist anymore so you'll want to find the cheapest plan that'll cover your needs.
Are you willing to sign up long term to save? Long-expiry options exist which can give you enough features to last 6–12 months. This means you won't need to top up your plan every month, as long as you haven't run out before the expiry period. These plans are usually better value over time compared to month-to-month plans since you're paying upfront for a longer period of use.
Do seniors get a discount from Telstra?
Telstra offers a $19 a month discount on its Starter mobile plan if you have a valid Health Care Card, Pensioner Concession Card or Department of Veterans' Affairs card.
It'll end up costing $31 a month for 5GB which is fairly poor value compared to regular mobile plans that run on the Telstra network. Only consider it if you need to sign up with Telstra directly.
While there are no seniors plans for TPG, its plans still offer great value for money, especially for the first six months with prices being discounted by 50%.
Prices start at $25 a month for 25GB without any promos.
Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist.
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I WANT TWO LANDLINE NUMBERS TRANSFERED TO A MOBILE NUMBER AS COMPANY NO LONGER GOING HOW DO I DO IT AND THE CHEAPEST I AM ON OLD AGE PENSION
Finder
MariamJanuary 28, 2026Finder
Hi Kim, I would suggest contacting your mobile provider as they’ll be best placed to help you out here.
WayneJanuary 21, 2026
Is there a comparable carrier to Optus to offer around $119 / month for no contract, unlimited use (do not require international) . I am particularly interested in Telstra if your aware of any deals going. We could enter up with our own or a new server and 2 mobile connections keeping our same number. Hoping you can assist.
regards
Wayne Brown 0424302676
Finder
MariamJanuary 28, 2026Finder
Hi Wayne, if you’re keen on the Telstra network and want to go with the same provider for both internet and mobile, have a look at plans from Tangerine, Belong, Superloop, MATE or More. Many of them also offer bundling discounts. You can also keep your existing phone number. Hope this helps!
GailJanuary 6, 2026
I’m looking for the cheapest sim card to put in a seniors watch only using if I have a fall or need assistance. Is there a sim available that will do that without paying monthly just pay for 365 days.
Finder
MariamJanuary 21, 2026Finder
Hi Gail, the only providers offering watch eSIM support include Telstra, Optus, Vodafone, Everyday Mobile (by Woolies) Tangerine and More. Unfortunately, they all charge monthly ($5 to $10 a month). Hope this helps!
HendrikJanuary 2, 2026
Hi, I am a pensioner and paying $52 per month for my mobile from Telstra any cheaper option available? Please advice?
Finder
RebeccaJanuary 2, 2026Finder
Hi Hendrick,
There are certainly mobile phone plans cheaper than $52 a month, but it really depends on what features and inclusions you need. You can see our top picks on this page as well as a comparison table of offers currently on the market. You should compare plans, making sure you check they have what you need.
Thanks,
Rebecca
MurrayNovember 30, 2025
Looking for a low usage, long expiry SIM for someone who is not tech savvy and doesn’t want to handle monthly billing
Most postpaid plans these days don’t tie you down - you can just go month-to-month and switch whenever you find a better deal.
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I WANT TWO LANDLINE NUMBERS TRANSFERED TO A MOBILE NUMBER AS COMPANY NO LONGER GOING HOW DO I DO IT AND THE CHEAPEST I AM ON OLD AGE PENSION
Hi Kim, I would suggest contacting your mobile provider as they’ll be best placed to help you out here.
Is there a comparable carrier to Optus to offer around $119 / month for no contract, unlimited use (do not require international) . I am particularly interested in Telstra if your aware of any deals going. We could enter up with our own or a new server and 2 mobile connections keeping our same number. Hoping you can assist.
regards
Wayne Brown 0424302676
Hi Wayne, if you’re keen on the Telstra network and want to go with the same provider for both internet and mobile, have a look at plans from Tangerine, Belong, Superloop, MATE or More. Many of them also offer bundling discounts. You can also keep your existing phone number. Hope this helps!
I’m looking for the cheapest sim card to put in a seniors watch only using if I have a fall or need assistance. Is there a sim available that will do that without paying monthly just pay for 365 days.
Hi Gail, the only providers offering watch eSIM support include Telstra, Optus, Vodafone, Everyday Mobile (by Woolies) Tangerine and More. Unfortunately, they all charge monthly ($5 to $10 a month). Hope this helps!
Hi, I am a pensioner and paying $52 per month for my mobile from Telstra any cheaper option available? Please advice?
Hi Hendrick,
There are certainly mobile phone plans cheaper than $52 a month, but it really depends on what features and inclusions you need. You can see our top picks on this page as well as a comparison table of offers currently on the market. You should compare plans, making sure you check they have what you need.
Thanks,
Rebecca
Looking for a low usage, long expiry SIM for someone who is not tech savvy and doesn’t want to handle monthly billing
Hi Murray, you can take a look at our top picks for long expiry prepaid plans that last the full year: https://www.finder.com.au/mobile-plans/prepaid-plans/best-long-expiry-prepaid-plans. Hope this helps!