Best mobile phone plans for seniors

Avoiding overpaying for your mobile plan is simple, even without a seniors discount. We've listed our top picks and included tips to help you save.

Top pick: 365-day
OnePass Mobile logo
200GB
$144
per 365 days expiry
$144 for first recharge, then $200/recharge (ends 6 Jan 2026) + 12 months of free OnePass membership. Ends 27 Jan 2026. T&Cs apply.
Top pick: Under $35
Dodo logo
40GB
$15
per month
$15/mth for first 4 months, then $30/mth. Order by 24 Feb 2026. T&Cs apply.
Top pick: Telstra network
Boost Mobile logo
290GB
$250
per 12 months
290GB for $250 on activation, then 240GB for $300/recharge. Ends 22 Dec 2025. T&Cs apply.

Finding the best mobile plans for seniors

Very few providers offer seniors discounts on mobile plans. The good news is you can easily find a great deal on a regular mobile plan to keep the costs low.

We've compared over 301 mobile plans from 46 mobile providers in Australia and curated 6 top picks based on price, network and expert analysis.

If these don't quite fit, check out our comparison table below for some of the cheapest mobile plans on Finder that cost under $30 a month - including yearly options that work out to the same price.

Why you can trust our research

301 SIM-only plans analysed

758 Australians surveyed

180+ hours of research

Mariam Gabaji
Expert picks reviewed by Mariam Gabaji – Utilities editor at Finder

Best value prepaid plan for seniors

TPG Small

Unlimited
Calls & Text
25GB
$12.50
per month
TPG Small logo

$12.50/mth for first 6 months, then $25/mth. T&Cs apply.

Pros & cons:

  • This offer from TPG will save you $75 over 6 months.
  • The plan includes 100 international minutes and 100 texts to 31 selected countries.
  • Option to sign up via an eSIM if you have a compatible handset. This takes the hassle of waiting for a physical SIM card to be delivered.
  • The price reverts to $25 a month after 6 months. However, it still stacks up well against our $1 per GB benchmark.

Mobile network: Vodafone 4G network

Total cost over first 12 months: $225

Why we chose it

To find the best value prepaid plan for seniors, we looked at mobile plans from Finder partners that cost $25 a month or less. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score.

Best mobile plan for seniors under $35

Dodo $30

Unlimited
Calls & Text
40GB
No excess data charges
$15
per month
Dodo $30 logo

$15/mth for first 4 months, then $30/mth. Order by 24 Feb 2026. T&Cs apply.

Pros & cons:

  • You'll save $60 over 4 months with Dodo's latest discount.
  • There are no excess data charges. If you go over your monthly data allowance, Dodo will simply slow your download speeds to 256Kbps until the next billing cycle.
  • Includes unlimited data banking so that you can save all your unused data for later.
  • $200 worth of international call credit included.
  • Option to save $5 a month by bundling your mobile and internet plans with Dodo.
  • A roaming add-on is available in over 100 countries, costing $10 per day for 1GB plus unlimited calls and texts.
  • The price will revert to $30 a month after the first 4 months.

Mobile network: Optus 4G/5G network

Total cost over first 12 months: $300

Why we chose it

To find the best mobile plan for seniors under $35, we looked at mobile plans on Finder that cost under $35 per month. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.

Best mobile plan for seniors under $40

Tangerine 50GB 5G SIM

Unlimited
Calls & Text
100GB
$18
per month
Tangerine 50GB 5G SIM logo

100GB/mth for first 6 months, then 50GB/mth, ends 3 Feb 2026. $18/mth for first 4 months, then $36/mth. Ends 1 Mar 2026. T&Cs apply.

Pros & cons:

  • You’ll save $72 over 4 months with Tangerine’s latest offer. The first 6 months also come with double the data.
  • Option to bank up to 1000GB of unused data.
  • You can sign up via an eSIM if you have a compatible handset.
  • Includes unlimited international calls to 15 selected countries. You can also add on travel packs when heading overseas.
  • Bundle NBN and mobile to save 10% off SIM-only plan costs.
  • The price will revert to $36 after 4 months and the data allowance will drop to 50GB a month after 6 months.
  • Download speeds are capped at 150Mbps. However, this is fast enough for online activities on your phone, such as streaming and gaming.
  • There’s a $3.50 non-direct debit fee.

Mobile network: Wholesale Telstra 4G/5G network

Total cost over first 12 months: $360

Why we chose it

To find the best mobile plan for seniors under $40, we looked at mobile plans on Finder that cost under $40 per month. We then gave each shortlisted plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.

Best mobile plan for seniors with international calls

amaysim 32GB Plan

Unlimited
Calls & Text
32GB
$30
per 28 days
amaysim 32GB Plan logo

Pros & cons:

  • This plan includes unlimited international calls and texts to 28 selected countries such as Canada, France, Germany, India, Indonesia, Singapore, New Zealand, Japan, the UK and the USA.
  • You can bank all your unused data for future use.
  • Bundle mobile and internet with amaysim and save $10 a month on broadband.
  • Option to sign up via an eSIM if you have a compatible handset.
  • It won the Legendary Service award for mobile providers in the 2025 Finder Customer Satisfaction Awards.
  • 5G download speeds are capped at 150Mbps, but this is fast enough for online activities on your phone.
  • A 28-day expiry period means you’ll end up paying 13 bills over the year instead of 12.

Mobile network: Optus 4G/5G network

Total cost over first 12 months: $360

Why we chose it

We looked at mobile plans on Finder that cost under $40 per month and came with unlimited international calls to a select number of destinations. We then gave each shortlisted plan a value score by assigning weights to a number of factors, including cost per data over 12 months (including promotional offers), network coverage, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.

Best 365-day mobile plan for seniors

OnePass Mobile 365 Day Plan 200GB

Unlimited
Calls & Text
200GB
$144
per 365 days
OnePass Mobile 365 Day Plan 200GB logo

$144 for first recharge, then $200/recharge (ends 6 Jan 2026) + 12 months of free OnePass membership. Ends 27 Jan 2026. T&Cs apply.

Pros & cons:

  • You're essentially paying $12 a month for 17GB. This makes it a great value plan if all you care about is data and unlimited calls and text.
  • Sign up for this plan and get 12 months of OnePass membership free.
  • You'll have access to a handy mobile app to help you track data use and manage your plan.
  • OnePass Mobile was highly commended in the Long Expiry Prepaid category at the 2025 Finder Mobile Awards.
  • The price will revert to $200 from the second recharge.
  • It's light on extra features such as data rollover or international call inclusions.

Mobile network: Optus 4G network

Total cost over first 12 months: $144

Why we chose it

We compared prepaid mobile plans on Finder that cost $200 or less. We then gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), network coverage, international call inclusions, data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.

Best mobile plan for seniors on the Telstra network

Boost $300 SIM

Unlimited
Calls & Text
290GB
$250
per 12 months
Boost $300 SIM logo

290GB for $250 on activation, then 240GB for $300/recharge. Ends 22 Dec 2025. T&Cs apply.

Pros & cons:

  • You’re essentially paying $21 a month for 24GB, which stacks up well against our $1 per GB benchmark.
  • There are plenty of international inclusions such as unlimited calls to 20 countries, 3600 minutes of standard calls to 30 selected countries and 3600 standard texts to any country.
  • It's the only small provider with access to the full Telstra network. This will make a difference if you live in or are visiting the regional and rural areas of Australia.
  • You can buy an international roaming pack to use in selected countries.
  • The price and data allowance will revert to $300 for 240GB from the second recharge.
  • Download speeds are capped at 150Mbps, though this is fast enough for online activities on your phone.

Mobile network: Telstra 4G/5G network

Total cost over first 12 months: $250

Why we chose it

We looked at mobile plans on Finder that cost under $40 per month on month-to-month plans or under $350 on long-expiry prepaid plans and that offer unlimited international calls to selected destinations. We gave each plan a value score by assigning weights to a number of factors including cost per data over 12 months (including promotional offers), data rollover and Wi-Fi calling. Our top pick was chosen based on the plan with the highest value score from a Finder partner.


Compare cheap mobile plans for seniors

3 of 81 results
Finder Score Data allowance Ongoing price Special offer Description
8.3
Data Allowance
25GB
Vodafone 4G network
$25
per month
per month
Ongoing price
$25
per month
per month
SAVE $75
$25
$12.50
per month for first 6 months
$12.50/mth for first 6 months, then $25/mth. T&Cs apply.
Go to site View details
Compare product selection
8.3
Data Allowance
25GB
Vodafone 4G network
$25
per month
per month
Ongoing price
$25
per month
per month
SAVE $75
$25
$12.50
per month for first 6 months
$12.50/mth for first 6 months, then $25/mth. T&Cs apply.
Go to site View details
Compare product selection
9.1
Data Allowance
40GB
Optus 4G/5G network
$30
per month
per month
Ongoing price
$30
per month
per month
SAVE $60
$30
$15
per month for first 4 months
$15/mth for first 4 months, then $30/mth. Order by 24 Feb 2026. T&Cs apply.
Go to site View details
Compare product selection
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Showing 3 of 12 results

Finder Score for mobile plans

We've scored over 300 mobile plans on everything from cost to data allowance and important features.

Our experts give each plan a score out of 10 - totally fair, with no commercial strings attached.

Read the full methodology


How do I find the best mobile plan for seniors?

Finding the cheapest mobile plan will require you to consider a few things:

  • How much are you willing to pay? There are plenty of options for different price ranges starting as low as $5. Make sure you compare your options before deciding on one.
  • Do you need extra features? While some plans come with features such as data banking and international call inclusions, consider whether you'll actually use these. Plans with fewer bonus features will usually still offer unlimited national calls and texts, with better value for data if you need it.
  • How much data do you need? Check how much data you use by looking at your past bills or provider's online portal or app. Super low data plans don't really exist anymore so you'll want to find the cheapest plan that'll cover your needs.
  • Are you willing to sign up long term to save? Long-expiry options exist which can give you enough features to last 6–12 months. This means you won't need to top up your plan every month, as long as you haven't run out before the expiry period. These plans are usually better value over time compared to month-to-month plans since you're paying upfront for a longer period of use.

Do seniors get a discount from Telstra?

Telstra offers a $19 a month discount on its Starter mobile plan if you have a valid Health Care Card, Pensioner Concession Card or Department of Veterans' Affairs card.

It'll end up costing $31 a month for 5GB which is fairly poor value compared to regular mobile plans that run on the Telstra network. Only consider it if you need to sign up with Telstra directly.

Otherwise, check out our top picks for mobile plans that run on the Telstra network.

Vodafone seniors discount on mobile plans

Vodafone offers seniors card holders 10% off monthly plan fees on its SIM-only plans that start at $53 a month for 60GB.

Again, this is fairly expensive compared to other mobile plans in our database, including our top picks in this guide.

In fact, the starting cost of a prepaid plan from Vodafone is cheaper at $35 per 28 days for 25GB.

Does Optus have a seniors discount?

Optus doesn't offer a seniors discount. If you want to sign up, the cheapest option is its prepaid plan - $35 per 28 days for 20GB.

Or, you can check out our top picks for mobile plans that run on the Optus network instead.

TPG mobile plans for seniors

While there are no seniors plans for TPG, its plans still offer great value for money, especially for the first six months with prices being discounted by 50%.

Prices start at $25 a month for 25GB without any promos.


Sources

Mariam Gabaji's headshot
Written by

Senior Utilities Editor & Tech Expert

Mariam Gabaji is a journalist with 13 years of experience, specialising in consumer topics like mobile services and energy costs. Her work appears in the ABC, Yahoo Finance, 9News, The Guardian, SBS, 7News, A Current Affair and Money Magazine. Mariam holds a Bachelor of Arts in Journalism and was a finalist for the 2024 and 2025 IT Journalism Award for Best Telecommunications Journalist. See full bio

Mariam's expertise
Mariam has written 441 Finder guides across topics including:
  • Energy
  • Mobile
  • Broadband
  • Consumer tech

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26 Responses

    Default Gravatar
    MaggieApril 26, 2018

    I have a 94yo friend and want to get her a very cheap (no data or internet) phone with large numbers – where can I find a comparison?

      Default Gravatar
      JoelApril 26, 2018

      Hi Maggie,

      Thanks for leaving a question on Finder.

      We have outlined everything you need to know in our article above. If your friend is careful with her money or surviving only on a pension, she does not have the money to splash around on high-end mobile plans. For her, a mobile phone is a calling tool first and foremost, with a strong focus on a lower overall cost of usage. She can check out Amaysim As You Go or ALDImobile PAYG

      You can also check out our list of mobile plans so you can personalise your search. Once you have chosen a particular plan, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with your application or get in touch with their representatives for further assistance.

      Cheers,
      Joel

    Default Gravatar
    RayJuly 5, 2017

    I am just on 64, almost retired & have a 2G mobile phone . I’ve received emails & texts saying that I have to upgrade to a 3G or 4G mobile phone by August 1st. I don’t use the phone very much. I usually get $30 Virgin credit & it lasts me for about 6 months. I would like to get a replacement (probably 4G) mobile with similar conditions. Can you advise a phone & will it still be possible to get the $30 credit so that I only get charged on the calls or texts that I make?

    Regards
    Ray

      Default Gravatar
      JonathanJuly 6, 2017

      Hello Ray!

      Thanks for the comment. :)

      Please be advised that you have reached finder and we provide generic advice.

      Whether buying it outright or checking your telco provider if they offer this on a cheap mobile plan is your choice. Getting into a plan may give you bigger calls and texts value, not to mention, you may qualify for some Senior’s Discount! :)

      Good Luck with your choice! I know you want this to keep connected to your loved ones.

      Hope this helps.

      Cheers,
      Jonathan

    Default Gravatar
    JuliaMarch 28, 2017

    I am about to transfer my number to another person and need a new number. Am I able to have a choice of numbers and pick a favorite?

      Default GravatarFinder
      MayMarch 28, 2017Finder

      Hi Julia,

      Thank you for your inquiry.

      There are providers that will let you choose a mobile number. In order to request this, please contact your chosen mobile plan provider directly.

      Cheers,
      May

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