Has lockdown made Aussie pets healthier?

Has lockdown made Aussie pets healthier?

Posted: 21 May 2020 11:47 am
News

Stroking dog

A rise in pet insurance claims suggests owners are paying extra attention to their pet's health.

When restrictions were put in place to curb the spread of coronavirus, there were actually a few positive side-effects that were somewhat unexpected.

Emissions decreased, baking skills flourished, and our houses have never been cleaner. But, for many people, the most enjoyable side effect has been all the spare time they suddenly get to spend with their pets.

According to Finder's Consumer Sentiment tracker, 41% of Aussies have at least one dog and 29% have at least one cat - that's millions of happy owners and even happier animals.

But it seems owners aren't just spending the extra time playing with their pets. In fact, data from Australia's largest pet insurer shows owners have been using lockdown to focus on their animal's health - and insurance is helping.

According to PetSure, there's been a significant rise in pet insurance claims during lockdown as Aussies use the opportunity to schedule vet appointments and arrange procedures.

"Pet owners have taken care of chronic health issues, attended to pet wellbeing and acted swiftly on acute issues," said PetSure CEO Alexandra Thomas. "Evidence of this is the increase in treatment, claims and pet insurance payments for medical and surgical procedures."

Finder's Consumer Sentiment tracker found that 32% of pet owners in Australia have pet insurance and 60% of those think they're getting good value for money.

In April alone, PetSure paid $17.3 million in benefits - an increase of 34% from the same time last year. The number of claims has also risen by 16% year on year.

One possible reason for the uptick in claims is that many people have been spending more time with their animals, so have been quicker to notice changes in health or behaviour.

PetSure CEO Alexandra Thomas also suggested that Aussies may be lodging more claims as lockdown allows them to provide round-the-clock care for their pets.

"One upside of working from home may well be that pet owners are able to care for their pet in their recovery so have opted to act on health issues rather than delay them," she said.

So if you've been thinking about buying pet insurance, now could be a good time to do it. You can compare benefits from 15 major providers by using the table below.

Name Product Accidental Injury Illness Paralysis Tick Benefit Maximum yearly benefit Reimbursement rate Reimbursement Rate Maximum Yearly Benefit
Woolworths Comprehensive Cover
$1,500
$24,000
80%
80%
$24,000
Woolies top policy comes with a $24,000 annual limit — higher than the majority of providers — plus cover for accidents, illnesses and routine care. Includes a price beat promise for similar policies and GapOnly cover.
Medibank Ultimate Pet Care
$1,200
$15,000
80%
80%
$15,000
First 2 months of cover are free. Plus, Medibank health members save 10% every year. Use promo code 2FREEMONTHS. Ends April 13, 2021. T&Cs apply. Get a quick quote.
Budget Direct Dog Insurance
$1,500
$12,000
80%
80%
$12,000
Apply online and get 15% off your first year’s premium. T&Cs apply.
Knose Dog Cover
$25,000
$25,000
70%, 80% or 90%
70%, 80% or 90%
$25,000
⭐Finder Exclusive: Get 10% off of the first year's premium. Lower prices for lower risk pets. T&C's apply.
PIA Major Medical Cover
$1,200
$15,145
80%
80%
$15,145
Get 2 months free when you sign up.
Vets Choice Elite Cover
$2,500
$15,000
100%
100%
$15,000
Get a 5% discount when you insure more than one pet.
Kogan Pet Luxury Cover
$2,000
$15,000
80% or 65%
80% or 65%
$15,000
Sign up and get $50 Kogan.com Credit. T&Cs apply.
Petsy Dog Accidental Injury and Illness Cover (Vet Select)
$1,500
$25,000
100%
100%
$25,000
Enjoy 2 months free and personalised pet tag with promo code: PETSYPET. Petsy members enjoy free personalised gifts, exclusive pet discounts and perks for humans.
RSPCA Ultimate Plus Accident and Illness Cover
Up to $20,000 annual limit
$20,000
80%
80%
$20,000
Get 1 month free for the first year of new policies. T&C's apply.
Coles Premium Cover
$2,500
$12,000
100%
100%
$12,000
Earn 10x Flybuys points per $1 spent on pet food at Coles Supermarkets. T&Cs apply.
Guide Dogs Premium Care
$2,000
$20,000
85%
85%
$20,000
Get 1 month free pet insurance when you sign up for cover with Guide Dogs. T&Cs apply.
PetSecure Accident and Illness Cover
$500
$12,000
75% or 85%
75% or 85%
$12,000
Your pet is covered for life.
Bow Wow Meow Ultimate Care Plan
$3,000
$20,000
80%
80%
$20,000
Join and get 2 months free pet insurance for puppies. T&Cs apply.
Real Premium Accident & Illness Cover
$1,200
$12,000
80%
80%
$12,000
Get 10% of premiums back in the first 12 months.
Guardian Platinum Accident & Illness Cover
$1,200
$12,000
80%
80%
$12,000
No joining fee to pay.
Prime Sovereign Accident & Illness Cover
$1,200
$14,000
85%
85%
$14,000
With guaranteed renewal you can protect your pet for life.
Australian Seniors Top Accident & Illness Cover
$1,200
$12,000
80%
80%
$12,000
If you're over 50 get 10% off.
loading

Compare up to 4 providers

Picture:GettyImages

You might like these...

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site