IMB Everyday Unlimited Account

Keep a minimum balance in your transaction account and enjoy fee-free banking from IMB.

With IMB you have the advantage of an everyday spending account that waives your monthly fee if you keep the balance above the required amount. Use the linked Visa debit card the same as cash, even making withdrawals at over 3,000 ATMs across Australia. This is a transaction account that gives you a range of choices in how you are able to access your money.


Fee Free Deposit


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee

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Product NameIMB Everyday Unlimited Account
Monthly account fee$6
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$5
International transaction fee2.5%
Monthly deposit required to waive account fee$2,000
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Key features

Monthly account keeping fees

The $6 monthly account fee will be waived in months where you maintain a minimum balance of $2,000.


Transactions are free using IMB channels.

How to apply


If you like the flexibility that the Everyday Unlimited Account affords, IMB makes it easy to apply right online. Before you begin your application, check to make sure that you are eligible for this account:

  • Minimum age. There is no specified age limit you need to be in order to open this account.
  • Residency requirements. In order to be a member of IMB you must be a resident of Victoria (VIC), Queensland (QLD), South Australia (SA) or the Australian Capital Territory (ACT). For the purpose of the Everyday Unlimited Account you must be a permanent resident, but not a tax resident or citizen of the United States.

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