With energy prices rising, switch to a cheaper plan
Compare Prices Now
Picture not described

Summerland Credit Union home loans

Summerland Credit Union has home loan rates starting from 3.44%.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Summerland Credit Union is a customer-owned financial institution that offers a range of home loans for Australian borrowers. Check out the full table of Summerland Credit Union products below or read more about the lender.

Compare Summerland Credit Union home loans for June 2022

1 - 5 of 9
Name Product Interest Rate (p.a.) Comp. Rate p.a. Fees Monthly Payment

Summerland Credit Union Fixed Home Loan P&IIOHome 3Y Fixed≥ 10% Deposit

Summerland Credit Union Fixed Home Loan
  • App: $800
  • Ongoing: $0 per month

Summerland Credit Union Fixed Home Loan P&IInvestment 1Y Fixed≥ 10% Deposit

Summerland Credit Union Fixed Home Loan
  • App: $800
  • Ongoing: $0 per month

Summerland Credit Union Eco Mortgage Loan P&IIOHome≥ 20% Deposit

Summerland Credit Union Eco Mortgage Loan
  • App: $600
  • Ongoing: $0 p.a.

Summerland Credit Union Premium Home Loan P&IIOHome≥ 20% Deposit

Summerland Credit Union Premium Home Loan
  • App: $0
  • Ongoing: $0 p.a.

Summerland Credit Union Fixed Home Loan P&IHome 1Y Fixed≥ 10% Deposit

Summerland Credit Union Fixed Home Loan
  • App: $800
  • Ongoing: $0 per month

Compare up to 4 providers

Summerland Credit Union key facts

  • Summerland Credit Union is a non-bank lender that is owned by its members.
  • Summerland Credit Union offers home loan products for owner-occupiers and investors.
  • This lender also offers other financial products such as personal and business loans, savings and investment accounts, insurance, and Internet and mobile banking services.

Review by our senior home loans writer Richard Whitten

Summerland Credit Union home loan features

Here are the key features and details you need to know about Summerland Credit Union's mortgage products.

Minimum depositIt is possible to get a home loan from Summerland Credit Union with a deposit as low as 10%.
Offset account?You can get an offset account with several Summerland Credit Union loans.
Repayment optionsSeveral Summerland Credit Union home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans.

How do I apply for a mortgage from Summerland Credit Union?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.


The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Summerland Credit Union you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

📄 Proof of income documents. Recent payslips can establish your income.

📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

How to apply for a home loan

More lenders to compare

Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:

  • ING. This online bank is part of the global, Dutch financial group of the same name.
  • Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
  • UBank. This online bank is actually owned by NAB.
  • Athena. This digital fintech lender offers low-rate mortgages and an entirely online, convenient service.
  • Tic:Toc. This lender's online application tool can process your mortgage application fast. Backed by the Bendigo and Adelaide Bank.
  • Bank of Queensland. Outside of the Big Four this is one of Australia's larger banks. BOQ owns Virgin Money.
  • HSBC. The local Australian banking arm of this international bank offers various home loans.

More guides on Finder

Home Loan Offers

Important Information*

Find the right home loan now

Ask an Expert

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site