BDCU Alliance Bank

BDCU Alliance Bank home loans

Learn more about BDCU Alliance Bank and its home loans.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

BDCU Alliance Bank is an Australian lender. On this page you can find information about BDCU Alliance Bank and its products.

BDCU Alliance Bank home loan rates

Contact BDCU Alliance Bank directly to learn more about their mortgages and their current interest rates.

BDCU Alliance Bank key facts

  • BDCU Alliance Bank was formed by a group of workers from the Southern Portland Cement Works in 1963. From 257 members after its first 12 months of existence, it now has more than 14,000 members.
  • Based in the Southern Highlands and Tablelands of NSW, BDCU Alliance Bank has branches in Bowral, Mittagong, Moss Vale and Goulburn.
  • Membership is open to residents of the NSW Southern Highlands and Tablelands and their families.

How do I apply for a mortgage from BDCU Alliance Bank?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.


The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with BDCU Alliance Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

📄 Proof of income documents. Recent payslips can establish your income.

📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

How to apply for a home loan

More lenders to compare

Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:

  • ING. This online bank is part of the global, Dutch financial group of the same name.
  • Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
  • UBank. This online bank is actually owned by NAB.
  • Athena. This digital fintech lender offers low-rate mortgages and an entirely online, convenient service.
  • Tic:Toc. This lender's online application tool can process your mortgage application fast. Backed by the Bendigo and Adelaide Bank.
  • Bank of Queensland. Outside of the Big Four this is one of Australia's larger banks. BOQ owns Virgin Money.
  • HSBC. The local Australian banking arm of this international bank offers various home loans.

More guides on Finder

  • BDCU Alliance Bank Term Deposit

    With competitive fixed rates, flexible interest payment options and a minimum investment of $1,000, BDCU Alliance Bank’s Term Deposits offer terms ranging from 1 to 48 months.

  • BDCU Alliance Bank Bonus Saver Account

    The BDCU Alliance Bank Bonus Saver Account offers you both the incentive to save more and the ability to access your savings 24/7.

  • BDCU Alliance Bank Christmas Club Account

    The BDCU Alliance Bank Christmas Club Account combines a variable interest rate with access restrictions to stop you dipping into your savings before Christmas arrives.

  • BDCU Alliance Bank Junior Bonus Saver Account

    With a competitive bonus interest rate, Internet and phone banking access and no monthly fees, the BDCU Alliance Bank Junior Bonus Saver Account rewards regular savers under the age of 18.

  • BDCU Alliance Bank Home Loan Offset

    The BDCU Alliance Bank Home Loan Offset Account provides easy access to your money and no ongoing fees, while at the same time allowing you to reduce your home loan interest payments.

  • BDCU Alliance Bank My Community Savings Account

    With the ability to earn a competitive interest rate on your balance and support your local community at the same time, the BDCU Alliance Bank My Community Savings Account is an online savings product with a difference.

  • BDCU Alliance Bank Retirement Account

    Information for existing account holders of the BDCU Alliance Bank Retirement Account. This product is no longer available for new applications.

  • BDCU Alliance Bank FLEX Account

    With flexible access options, no minimum balance requirements and no monthly fees when you meet some simple conditions, the BDCU Alliance Bank FLEX Account is worth a closer look.

  • BDCU Alliance Bank Concession Account

    If you receive an Australian Government pension, the Concession Account from BDCU Alliance Bank combines fee-free banking with easy everyday access to your funds.

Home Loan Offers

Important Information*

Find the right home loan now

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site