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Easy Street Everyday Access

Alison Banney
Alison Banney
Last updated:  

Use this everyday account for your day-to-day transactions, to pay your bills and receive money.

Pay no monthly account keeping fee and make unlimited free electronic, BPAY and EFTPOS transactions. Make contactless payments with Apple Pay, Google Pay and Samsung Pay.

$0

Account keeping fee

$0

ATM withdrawal fee

$5

Overseas ATM withdrawal fee

3%

Overseas transaction fee

of transaction value

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Details

Product NameEasy Street Everyday Access
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
Internatonal ATM Fee$5
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Expert review

Alison Banney

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This everyday transaction account charges almost no fees when using it in Australia. There’s no monthly account keeping fee, no fees for electronic transactions, EFTPOS transactions or BPAY transactions. Easy Street won’t charge you any ATM withdrawal fees in Australia (but keep in mind the local ATM operator may charge its own fee).

There are some fees when using the card overseas, though. There’s a withdrawal fee of $5 for overseas ATMs and a 3% international transaction fee. So if the main purpose of the account is for traveling, you could save with a debit card that doesn’t charge these fees.

You can make payments with your phone using Apple Pay, Google Pay or Samsung Pay, and you can also opt to receive an optional free payWave wristband from Easy Street. Lastly, there are no bank branches for Easy Street, so it might not be suited to you if you do a lot of your banking in branch.

Key features

Free unlimited electronic transactions

The Easy Street Everyday Access Account lets you make an unlimited number of electronics transactions for free. These include EFTPOS transactions, BPAY transactions, internal and external online banking transactions, electronic deposits including payroll, direct debits, periodical payments as well as pay anyone transactions.

Round-the-clock online access

You get 24/7 access to your account through Easy Street's online banking platform, using which you can manage your everyday banking as per your convenience. You can use the online banking system to view statements, make transfers and pay bills.

How to apply

Eligibility

Applying for an Easy Street Everyday Access Account is easy and takes little time. If you're an existing Community First member you can apply by logging in to Easy Street Internet Banking. If you're not a Community First member you can apply online. Before you do, make sure you meet these eligibility criteria:

  • You're willing to become a Community First member by paying $2 for your member share
  • You have an Australian residential address

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