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CUA Everyday Account

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An everyday account with no monthly fees that gives you access to your money anywhere and anytime you need it.

The CUA Everyday Account is a convenient transaction account for everyday spending. The account comes with no monthly account keeping fees, unlimited fee-free everyday transactions and multiple ways to access and use the account including Internet and mobile banking, Apple Pay, Google Pay and Samsung Pay.

$0

Account keeping fee

$0

ATM withdrawal fee

$4.5

Overseas ATM withdrawal fee

2.95%

Overseas transaction fee

of transaction value

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Details

Product NameCUA Everyday Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
Internatonal ATM Fee$4.50
International transaction fee2.95%
Monthly deposit required to waive account feeN/A

Expert review

Alison Banney

Review by


Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

The CUA Everyday Account is designed for everyday spending, with no account keeping fees and unlimited fee-free electronic transactions in Australia.

It offers lots of different ways to spend including a free Visa Debit Card as well as Apple Pay, Google Pay and Samsung Pay. You can also set up a personal PayID for the account to make online transfers without using your BSB or Account Number.

Overseas ATM fees do apply and there’s a foreign transaction fee applied to international transactions too. So if you travel a lot, or if you regularly shop online on overseas sites, you might want to consider the CUA Everyday Snap Account instead where you can avoid these fees.

But if saving is your main priority, you’ll get bonus interest on a CUA eSaver Reward account when you link to this account and meet the monthly deposit conditions. Plus, you can use CUA’s Savings Top Up feature to round up your everyday purchases and add the remaining money straight into your savings.

Key features

No monthly account keeping fees

With CUA you are not charged a monthly fee for your Everyday Account.

Multiple ways to access your account

You can bank in person at any CUA branch or Bank@Post, or you can use Internet, mobile and phone banking to manage your funds.


How to apply

Eligibility

CUA is an Australian credit union that offers membership to anyone regardless of where you live or work. You can apply for this account online. Eligibility requirements you will be asked to meet include:

  • Minimum age. You must be at least 18 years of age for your application to be accepted.
  • Residency requirements. Membership into CUA and the Everyday Account are available for Australian residents with residential addresses.

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6 Comments

  1. Default Gravatar
    Jarrod
    December 19, 2018

    Also what about fees for transferring funds to a different domestic account?

    • Avatarfinder Customer Care
      Val
      December 20, 2018

      Hi Jarrod,

      Thank you for leaving a question. Transferring funds to a different domestic account usually is free of charge. CUA charges some and very minimal transaction fees if you transfer funds overseas.
      Hop this helps!

      Cheers,
      Val

  2. Default Gravatar
    Jarrod
    December 19, 2018

    What about stuff like account statements? Does it cost money to request those?

    • Avatarfinder Customer Care
      Val
      December 20, 2018

      Hi Jarrod,

      Thanks for contacting finder! If you want to request for account statements, this is free of charge. For statements, these usually are given every four months. If you prefer to receive statements monthly or quarterly, they can set this up for you. Just call 133 282 or visit your local CUA branch.
      Hope this help!

      Cheers,
      Val

  3. Default Gravatar
    Arthur
    December 14, 2018

    Hi,

    I would like to know when using my ‘Everyday Account’ – which ATM can I use and not incur withdrawal fees?

    Regards.

    Arthur

    • Avatarfinder Customer Care
      Jeni
      December 16, 2018

      Hi Arthur,

      Thank you for getting in touch with finder.

      For cash withdrawals at no costs, you may do that from rediATMs as well as any CommBank, Westpac, NAB or ANZ ATMs.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

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