Commonwealth Bank Streamline Basic

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Get your pension paid to the Streamline Basic and pay no account or transaction fees.

The Commonwealth Bank waives monthly account keeping fees and transaction fees when you get your pension paid directly into the Streamline Basic Account. If you’re a pensioner, this account can simplify your everyday banking giving you unlimited free online and staff-assisted branch withdrawals.


Account keeping fee


ATM withdrawal fee


Overseas transaction fee

of transaction value


Product NameCommonwealth Bank Streamline Basic
Monthly account fee$0
Debit Card AccessMastercard
ATM Withdrawal Fee$0
International transaction fee3%
Monthly deposit required to waive account feeN/A

Key features


No application fee, monthly account keeping fees and no fees if you overdraw your account. International transaction fees such as currency conversion fees and international ATM fees apply when you use the Mastercard Debit Card to make a purchase outside of Australia.

Visa Debit Card or Keycard

Choose between a Commonwealth Bank Keycard or a Commonwealth Bank Debit Mastercard. Use the Keycard to make free EFTPOS purchases at shops and free ATM withdrawals at over 4,000 Commonwealth Bank and Bankwest ATMs. The Debit Mastercard lets you do this too, as well as make online and over the phone purchases in Australia and overseas wherever Mastercard is accepted.

How to apply

This account must be opened in person. You need to provide a valid Commonwealth of Australia concession card to the Commonwealth Bank to apply for this account.


The following eligibility criteria apply:

  • Age. You must qualify for the Australian aged pension to apply for the Commonwealth Bank Streamline Basic.
  • Pension holders. You must supply a Department of Human Services (DHS) concession card to the Commonwealth Bank to apply for this everyday bank account. Eligible concession cards include the Senior's Health Card, Pensioner Concession Card or the Health Care Card.

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  1. Default Gravatar
    April 3, 2017

    Is the Complete Access Account a Streamline Account?

    • Avatarfinder Customer Care
      April 4, 2017

      Hi Shirley,

      Thanks for your question.

      The Commonwealth Bank Complete Access is a transaction account but it is no longer available for new applications.

      If you are looking for a pensioner account, you can compare your options here.


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