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Border Bank Easy Access

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Earn interest and take care of your everyday spending from one convenient account with Border Bank.

Border Bank Easy Access is an at-call account that also earns you interest on your balance. Equipped with a debit card you can make your everyday purchases without carrying cash or make a withdrawal when you need some. Plus you save on transaction fees with Border Bank reduced fees program.

$0

Account keeping fee

$0

ATM withdrawal fee

$3.8

Overseas ATM withdrawal fee

3%

Overseas transaction fee

of transaction value

Details

Product NameBorder Bank Easy Access
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
Internatonal ATM Fee$3.80
International transaction fee3%
Monthly deposit required to waive account feeN/A

Expert review

Shirley Liu

Review by


Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

This account rewards you with reduced fees each month you maintain a balance of $5,000 or more across your Border Bank accounts. The incentive is called the Reduced Fees Program. For example, you can make up to 25 free ETFPOS transactions a month for free, and after this there’s a small fee for each additional EFTPOS transaction. However, if you maintain a balance of $5000 or more you can make unlimited free EFTPOS transactions and ATM withdrawals in Australia.

However, if you’re using the card overseas, there’s a $3.80 ATM withdraw fee and a 3% international transaction fee, which aren’t waived as part of the Reduced Fees Program.

Key features

Monthly fees

You are not charged any monthly or annual account keeping fees with the Easy Access.

Reduced fees program

If you maintain a combined monthly balance of at least $5,000 in your various Border Bank accounts you will qualify for fee rebates and more ATM and EFTPOS transactions free of charge.


How to apply

Eligibility

If you are already a member of Border Bank you can apply for this account through your online banking platform. If not, you can apply online for membership and for an Easy Access Account. You should make sure that you are eligible for this product before you begin:

  • Minimum age. You must be at least 18 years of age for Border Bank to open an Easy Access account in your name.
  • Residency requirements. All applicants need to be Australian residents with an Australian residential address.

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