Border Bank Easy Access

Earn interest and take care of your everyday spending from one convenient account with Border Bank.

Border Bank Easy Access is an at-call account that also earns you interest on your balance. Equipped with a debit card you can make your everyday purchases without carrying cash or make a withdrawal when you need some. Plus you save on transaction fees with Border Bank reduced fees program.

No reviews yet. Write a review


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameBorder Bank Easy Access
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$3.80
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

This account rewards you with reduced fees each month you maintain a balance of $5,000 or more across your Border Bank accounts. The incentive is called the Reduced Fees Program. For example, you can make up to 25 free ETFPOS transactions a month for free, and after this there’s a small fee for each additional EFTPOS transaction. However, if you maintain a balance of $5000 or more you can make unlimited free EFTPOS transactions and ATM withdrawals in Australia.

However, if you’re using the card overseas, there’s a $3.80 ATM withdraw fee and a 3% international transaction fee, which aren’t waived as part of the Reduced Fees Program.

Key features

Monthly fees

You are not charged any monthly or annual account keeping fees with the Easy Access.

Reduced fees program

If you maintain a combined monthly balance of at least $5,000 in your various Border Bank accounts you will qualify for fee rebates and more ATM and EFTPOS transactions free of charge.

How to apply


If you are already a member of Border Bank you can apply for this account through your online banking platform. If not, you can apply online for membership and for an Easy Access Account. You should make sure that you are eligible for this product before you begin:

  • Minimum age. You must be at least 18 years of age for Border Bank to open an Easy Access account in your name.
  • Residency requirements. All applicants need to be Australian residents with an Australian residential address.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site