Beyond Bank Purple Transactor Account

An everyday account with no monthly fees and no ATM withdrawal fees in Australia or overseas.

This online everyday transaction account has no monthly account keeping fees to worry about, and no ATM withdrawal fees no matter where you are in the world. You can link your debit card to Apple Pay, Samsung Pay or Google Pay.

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Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameBeyond Bank Purple Transactor Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This account charges no account keeping fees, no EFTPOs fee, no electronic transaction fees and no ATM fees at more than 10,000 ATMs in Australia. There’s no minimum balance to maintain and no monthly deposit conditions to stick to, making it a really flexible everyday account.

You can make unlimited free Visa Debit transactions in Australia, and you can link the card to Apple PAy, Google Pay or Samsung Pay. Beyond Bank won’t charge you overseas ATM fees, however it’s likely that the local ATM operator will charge its own fee. One fee to watch out for is the 3% international transaction fee on overseas purchases (or purchases made online from overseas sites).

Another benefit of this account is there are no overdrawn fees if you accidentally overdraw your balance, but it’s still best to make sure you’re not overdrawing your account very often.

Key features

$0 monthly fees

This account charges no monthly account keeping fees.

No minimum balance

There's no minimum balance requirement for this account, so you won't be charged if your balance reaches $0.

How to apply

You can open a Beyond Bank Purple Transactor Account online in less than 10 minutes. Make sure you meet the eligibility requirements and have the necessary documents ready.


  • Age requirements. You must be at least 13 years of age to open this account.
  • Residency requirements. You must be an Australian resident or citizen with an Australian residential address.

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