Product details
This online everyday transaction account has no monthly account keeping fees to worry about, and no ATM withdrawal fees no matter where you are in the world. You can link your debit card to Apple Pay, Samsung Pay or Google Pay.
Link your Beyond Bank debit card to Apple Pay, Samsung Pay or Google Pay to make secure tap-and-go purchases with your smartphone.
- Product Name
- Beyond Bank Purple Transactor Account
- Monthly Account Fee
- $0
- Debit Card Access
- Visa
- ATM Withdrawal Fee
- $0
- Details
- No ATM withdrawal fees in Australia or overseas. No overdrawn account fees
- Overseas Eftpos Fee
- 3%
- Phone Banking
- Yes
- Fees
- $0
- Internet Banking
- Yes
Features
$0 monthly fees
This account charges no monthly account keeping fees.
No minimum balance
There's no minimum balance requirement for this account, so you won't be charged if your balance reaches $0.
Linked Visa Debit card with payWave
You'll receive a free linked Visa Debit card with this account, which you can use in-store or online wherever Visa is accepted worldwide. The card comes with Visa payWave so you can make tap-and-go purchases without entering a PIN for transactions under $100.
Apple Pay, Samsung Pay and Google Pay available
This account offers Apple Pay, Samsung Pay and Google Pay. Simply link your debit card to the relevant mobile wallet app and start making tap-and-go payments with your phone when you're out and about without your debit card.
Unlimited free card transactions in Australia
You can make unlimited card transactions in Australia for free. This includes EFTPOS purchases, BPAY, direct debits and ATM withdrawals at rediATMs.
No ATM withdrawal fees in Australia or overseas
You'll pay no ATM withdrawal fees in Australia or overseas, making this debit card a convenient option if you regularly withdraw cash.
No overdrawn account fees
You won't be charged a fee if your card declines, and there are no fees for overdrawn accounts either.
International transaction fee of 3%
If you make any purchases overseas with your debit card you'll be charged a foreign transaction fee of 3% of the transaction value. This fee also applies when shopping online from international merchants.
Pros
- No monthly account fees
- Samsung Pay, Apple Pay and Google Pay available
- Unlimited free transactions in Australia
- No ATM withdrawal fees worldwide
Cons
- 3.00% international transaction fee applies
How to apply
You can open a Beyond Bank Purple Transactor Account online in less than 10 minutes. Make sure you meet the eligibility requirements and have the necessary documents ready.
Eligibility
- Age requirements. You must be at least 13 years of age to open this account.
- Residency requirements. You must be an Australian resident or citizen with an Australian residential address.
- Account purpose. This account is meant for personal use only.
Documents needed
- Personal identification. A valid driver's licence, passport, birth certificate or Medicare card is needed to complete the online application.
- Personal information. You'll be asked to enter your full name, date of birth and residential address.
When you've successfully completed the application and Beyond Bank has verified your identity, your new Visa Debit card will arrive in the mail within a few days. You can then link this card to Samsung Pay, Google Pay or Apple Pay if you'd like to make contactless payments with your phone.
