This online everyday transaction account has no monthly account keeping fees to worry about, and no ATM withdrawal fees no matter where you are in the world. You can link your debit card to Apple Pay, Samsung Pay or Google Pay.
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Beyond Bank Purple Transactor Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $0
- Overseas transaction fee of transaction value
- 3%
Our verdict
An everyday account with no monthly fees and no ATM withdrawal fees in Australia or overseas.
This account charges no account keeping fees, no EFTPOs fee, no electronic transaction fees and no ATM fees at more than 10,000 ATMs in Australia. There’s no minimum balance to maintain and no monthly deposit conditions to stick to, making it a really flexible everyday account.
You can make unlimited free Visa Debit transactions in Australia, and you can link the card to Apple PAy, Google Pay or Samsung Pay. Beyond Bank won’t charge you overseas ATM fees, however it’s likely that the local ATM operator will charge its own fee. One fee to watch out for is the 3% international transaction fee on overseas purchases (or purchases made online from overseas sites).
Another benefit of this account is there are no overdrawn fees if you accidentally overdraw your balance, but it’s still best to make sure you’re not overdrawing your account very often.
Pros
-
No monthly account fees
-
Samsung Pay, Apple Pay and Google Pay available
-
Unlimited free transactions in Australia
-
No ATM withdrawal fees worldwide
Cons
-
3.00% international transaction fee applies
Details
Key details
| Product Name | Beyond Bank Purple Transactor Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 13 |
| Joint account availability | No |
| Minimum opening deposit | N/A |
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Alison Finder
Editor
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