BankVic Little Copper Club S3

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Earn high interest rates when you’re under 18 and learn how to save money for later in your life with the Little Copper Club S3 account from BankVic.

The Little Copper Club S3 is aimed at the younger generation with the intention of helping them create a habit of saving for a rainy day. It offers special awards for saving and the chance to win an educational grant. Higher interest rates show under 18-year-olds how money can multiply when kept in an account. The account is extremely flexible and allows day-to-day access. BankVic Little Copper Club S3 also helps under 18’s with investing. Minors can invest in ten, one dollar shares and thereby become a fully paid member of the Police Financial Service Limited, if all other eligibility requirements are met.

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Product NameBankVic Little Copper Club
Maximum Variable Rate0.1% p.a.
Standard Variable Rate0.10%
Monthly Account Fee$0
Minimum Opening Deposit$0

Key features

Access to the account is easy and as unrestricted as possible

Gain access to your account through various channels and platforms. This includes telephone, mobile, and internet banking. You can also go directly to a BankVic branch, and even a Westpac bank. The PayAnyone Mobile Email feature of mobile banking is also available for your use.

When making use of Westpac bank to withdraw funds, a specially encoded deposit book will be required, which is available from BankVic. All account information will be pre-coded on the deposit slips, saving you the effort of writing everything down and removing the risk of making substantial errors.

Interest will lead to a higher interest income

The interest on this account is calculated daily and credited on both the 30th of June and 31st of December. It will automatically lead to a higher interest income. The applicable interest rate (as per the time of writing this article) is 0.1% p.a..

How to apply

Here's what you need to know before apply.


  • Do you have a BankVic membership? BankVic is a member only bank, therefore, to be able to qualify for any account held at their organisation you have to apply for membership first. This is gained by being a member of the police force, emergency service, health service or public service. If you stay 5km from one of their offices, you will qualify for membership, if another member introduces you to the bank you will be deemed fit to apply for membership, subject to this member having at least 12 months standing.
  • Maximum age. This savings account is only available to those under the age of 18. When the account holder turns eighteen years of age, they will cease to be eligible for this account. The account will then be converted to a savings account. The bank will remind you of this prior this date.

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