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This account comes with a Visa Debit Card that you can use in stores, online or at ATMs all around the world. You'll pay no ATM fees at over 3,000 ATMs in Australia and at over 50,000 ATMs globally.
Enjoy 24/7 access to your account with Internet, phone and mobile banking and make payments with your phone without your debit card using Apple Pay.
$2,000
Fee Free Deposit
$5
Account keeping fee
$0
ATM withdrawal fee
$5
Overseas ATM withdrawal fee
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Product Name | BankSA Complete Freedom Account |
---|---|
Monthly account fee | $5 |
Card access | Visa |
ATM Withdrawal Fee | $0 |
Internatonal ATM Fee | $5 |
International transaction fee | 3% |
Monthly deposit required to waive account fee | $2,000 |
Contactless Payments | Google Pay, Apple Pay, Samsung Pay |
Review by
Alison Banney is the banking and investments editor at Finder. She has written about finance for over six years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.
This is an everyday transaction account with a free linked Visa Debit Card for customers over the age of 14. It offers Apple Pay as well as Cardless Cash, which is a feature in the mobile banking app that allows you to withdraw cash from eligible ATMs using your phone without your debit card.
There is a $0 monthly account keeping fee, however this is waived if you’re under 21, a full time student or apprentice or if you deposit at least $0 a month. If you’re planning to deposit your salary into the account to meet the monthly deposit condition, make sure the money is in the account before the last business day of the month.
You can make free ATM withdrawals at all major bank ATMs here in Australia, and at 50,000+ international ATMs all over the world through the Global ATM Alliance. You can also use the Visa Debit Card overseas in shops and stores just like you would in Australia, but there is a foreign transaction fee of 3% applied to each transaction where a currency conversion is required. So if you travel a lot and prefer to use your debit card to make purchases instead of withdrawing cash, you could save some money with an account that doesn’t charge this fee.
This account offers free staff-assisted transactions, which is great if you like to go into a branch to deposit money or cheques.