Bank of Sydney Saver Account

Earn an ongoing 0.3% p.a. on your balance with no monthly deposit conditions to meet.

The Bank of Sydney Saver Account pays an ongoing, variable interest rate of 0.3% p.a. on balances above $5,000. There are no monthly deposit conditions to meet to earn interest, and you can make withdrawals to your linked Bank of Sydney transaction account at any time.

0.3% p.a.

Maximum variable rate


Base interest rate

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Product NameBank of Sydney BOS Saver
Maximum Variable Rate0.3% p.a.
Standard Variable Rate0.30% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$1,000
Minimum Age18

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This is a flexible savings account that pays interest on your balance, while still allowing you to make withdrawals whenever you need to.

Key features

Earn 0.3% p.a. on balances over $5,000

Balances over $5,000 will earn an ongoing variable 0.3% p.a. with no monthly deposit conditions to meet.

Interest calculated daily

Interest is calculated on your balance above $5,000 daily and paid into your account monthly.

How to apply

You can apply for this account online, and you'll get a linked Bank of Sydney transaction account during the same application process.


  • Over 18. You must be at least 18 years of age or older to open this account.
  • Australian resident. You must be an Australian permanent resident or citizen with a verifiable address in Australia.

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