With energy prices rising, switch to a cheaper plan
Compare Prices Now

Bank First First Access Account

The Bank First First Access Account is a no-fuss, easy to use first account for children and teenagers.

This is a straightforward transaction account ideal for kids and teenagers who are new to banking as it encourages saving and teaches them about managing a bank account. They will also enjoy zero transaction and account-keeping fees, allowing them to save every dollar they deposit.

No reviews yet. Write a review


Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameBank First First Access Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$2.50 + 3%
International transaction fee3%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay

Expert review

Bank First is an award-winning, customer owned and run mutual bank, with all profits invested back into the Mutual rather than to shareholders.

Key features

Interest rate of 0.2% p.a.

The account offers an interest rate of 0.2% p.a., which applies no matter the size of your account balance. This rate is variable and subject to change according to the Reserve Bank of Australia's cash rate.

Daily rate calculation

The variable interest rate of 0.2% p.a. is calculated daily on funds in the account and applied quarterly.

Compare other Bank First products

How to apply


If you would like to apply for a Bank First First Access Account, you need to meet the following criteria:

  • Maximum age. You need to be under the age of 17 to apply for this account.
  • Residency requirements. You need to be an Australian resident to apply for this account.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site