In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question
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RACQ Bank Everyday Account

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RACQ Bank Everyday Account

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Account keeping fee
$0
ATM withdrawal fee
$0
Overseas ATM withdrawal fee
$0
Overseas transaction fee of transaction value
3%

Our verdict

With no account keeping fees, access your money where and when you need it with RACQ Bank's Everyday Account.

Access Google Pay, Apple Pay and Samsung Pay with this account, to make contactless payments using your smartphone.

Pros

  • No account keeping fees
  • Apple Pal, Google Pay and Samsung Pay available

Cons

  • RACQ has limited ATMs in Australia
  • ATM fees may apply as charged by the ATM operator

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question

Accessing your cash is easy with RACQ Bank's Everyday Account. You’ll receive a Visa Debit card which you can use in-store or online while you're in Australia or overseas, all while paying no account keeping fees.

Details

Key details

Product Name RACQ Bank Everyday Account
Monthly account fee $0
Card access Visa
Own network ATM fee $0
International ATM Fee
International ATM fee
3%
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments Apple Pay, Google Pay, Samsung Pay

Eligibility

Minimum Age 13
Joint account availability Yes
Minimum opening deposit N/A
Residency status Permanent Australian residents with an Australian address

Key features

No monthly fees

There are no monthly account keeping fees with this account.

Visa Debit card

You are issued a Visa Debit card that features payWave when you open your RACQ Bank Everyday Account.


How to apply

When you open a new account with RACQ Bank you'll automatically become a member.

Eligibility

Before applying online, make sure that you are able to meet the other eligibility requirements for the RACQ Bank Everyday Account:

  • Minimum age. You must be at least 13 years of age to open this account in your name. However, you must be at least 18 years of age to open an account online. If you wish to open one for an individual under 18 years old, please contact your local branch.
  • Residency requirements. In order to become a member of RACQ, you must reside in Queensland and be a permanent resident of Australia.

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Your reviews

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Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

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John Hood

March 21, 2023

How do I make a payment with my debit card for over a thousand dollars


Avatar

Alison Banney Finder

March 24, 2023

Hi John,

You should be able to make a payment with your debit card for over $1000 like a normal transaction. If it’s not working, check if you have any daily account limits applied to your account or debit card (this should be available in the mobile app or internet banking). If you’re still having issues we suggest you get in touch with your bank directly to solve the issue – they may have a limit applied.


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Tony

February 06, 2017

Hi what is the term deposit rates for $300000 for 12 months term


Thanks

Tony


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Anndy Lou Finder

February 06, 2017

Hi Tony,


Thanks for reaching out.


The term deposit rates for 12 months differ across banks. You can check and compare the rates through our page that lists term deposit accounts.


Cheers,

Anndy


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