Australian Military Bank Junior Saver

The Junior Saver Account encourages children to develop positive savings habits by providing an array of features.

Children up to 17 years old can open an Australian Military Bank Junior Saver Account. You don’t need any minimum balance to get started. The money in your account earns interest in a tiered manner. You get access to funds in your account in different ways.

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0.25% p.a.

Maximum variable rate


Base interest rate

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Product NameAustralian Military Bank Junior Saver Account
Maximum Variable Rate0.25% p.a.
Standard Variable Rate0.25% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0

Review by

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.

Expert review

If you’re over 12 years old you qualify for a Visa debit card. This account does not attract any ongoing monthly fees.

Key features

Minimum balance

This account does not have any minimum account opening or ongoing balance requirement.


Interest is available on the whole balance. The bank calculates interest on your account's everyday balance. It pays it out quarterly, at the end of March, June, September and December.

How to apply


You can apply for a Junior Saver Account by visiting any Australian Military Bank branch and you can initiate the process over the phone. To find out the location of your nearest branch, visit the Australian Military Bank website. To apply, you have to meet these eligibility criteria:

  • Maximum age. You are up to 17 years old.
  • Residency requirements. You should be an Australian citizen or a permanent resident of Australia.

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