Australian Military Bank Access Account

Open an everyday account that gives you 24/7 access to your money and don’t pay any monthly fees.

The Australian Military Bank Access Account is an everyday banking account that lets you access your money at any time. This account comes with a linked Visa debit card. You can access funds in your account using online and phone banking. Cheque book access is also available. You don’t have to pay any ongoing account keeping fees.

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Account keeping fee


ATM withdrawal fee


Overseas ATM withdrawal fee


Overseas transaction fee

of transaction value

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Product NameAustralian Military Bank Access Account
Monthly account fee$0
Card accessVisa
ATM Withdrawal Fee$0
International ATM Fee$4.50
International transaction fee2.95%
Monthly deposit required to waive account feeN/A
Contactless PaymentsGoogle Pay, Apple Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Review by

Alison Banney is the banking and investments editor at Finder. She has written about finance for more than 8 years with her work featured on sites including Yahoo Finance, Money Magazine and Dynamic Business.

Expert review

This everyday bank account has no monthly account keeping fee and no ongoing deposit conditions to meet. It offers easy, 24/7 access to your account via the linked Visa Debit Card, ATMs, Internet and mobile banking. The Visa Debit Card comes with payWave so you can make tap and go payments, and you can even choose your card design from a few available colour options.

If you make a lot of tap and go purchases, you could also consider the Australian Military Bank Rewards Account. This account allows you to earn 1% cashback on tap and go transactions up to the value of $25 a month. However you need to deposit $2000 a month to get this cashback perk, so make sure you can commit to this monthly deposit requirement.

Key features

Minimum balance

There is no minimum account opening balance requirement with this everyday banking account.

Visa debit card

You can use your Visa debit card to access funds in your account through ATMs and EFTPOS terminals in Australia and the world over. Using your card details to make online and over the phone transactions is easy. The bank lets you pick a card design of your choice.

How to apply


When you open this everyday banking account you agree to become a member of the Australian Military Bank. You can apply for this account online, over the phone or by visiting any Australian Military Bank branch. Applying online takes no more than a few minutes. Before applying, establish if you meet the required eligibility criteria:

  • Minimum age. You should be at least 18 years of age.
  • Residency requirements. You should be an Australian citizen or a permanent resident of Australia.

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