ANZ Premium Cash Management Account

With ANZ Premium Cash Management Account, you will never miss out on a money making opportunity.

The Australian and New Zealand Banking Group (ANZ) Premium Cash Management Account works as a hub for your investment money, giving you easy access when needed and earning interest when you don’t. You are given multiple at call withdrawal options including ATM withdrawals for added convenience. Free transactions are limited, giving you reason to think twice before spending your investment money.

0.15% p.a.

Maximum variable rate


Base interest rate

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Product NameANZ Premium Cash Management Account
Maximum Variable Rate0.15% p.a.
Standard Variable Rate0.05% p.a.
Monthly Account Fee$0
Minimum Opening Deposit$0
Minimum Age16

Key features

Account service fee

You are not charged any monthly account service fee.

Available transactions methods

You can access your money using ANZ ATMs, EFTPOS, phone and internet banking, BPAY or at an ANZ branch. A cheque book facility is also available if requested.

How to apply


If you do decide that this is the right account to manage your investment funds from, you can apply online. If you prefer, you can also apply in person at a local ANZ branch, just make sure that you meet the eligibility requirements before getting started:

  • Minimum age. Applicants for this account can be as young as 16 years of age.
  • Residency requirements. You must have a residential address in Australia in order to apply for this account. If you are applying from overseas, there is a special application form that you can use for non-residents.

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    Default Gravatar
    December 30, 2021

    Can I open an account under one name only??

      Avatarfinder Customer Care
      January 12, 2022

      Hi Jay,

      Yes, you can open one account under one name with ANZ.


    Default Gravatar
    August 25, 2021

    Can we open a premium deposit account under three names?

      Avatarfinder Customer Care
      September 1, 2021

      Hi Afzal,

      Yes, you can open ANZ Premium Cash Management Account under three names. However, you won’t be able to apply for it online. You would need to apply in person. Visit an ANZ branch and sign a joint authority form.

      I hope this helps.


    Default Gravatar
    May 18, 2016

    Can a SMSF hold a Premium Cash Management Account?

      Avatarfinder Customer Care
      May 19, 2016

      Hi Frederick,

      Thanks for your question.

      The ANZ Premium Cash Management is available for personal use only.

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